Gull Khan

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Category: Business Tips

Why Expectations are Necessary to Successfully Manifest Your Wealth

Today we are going to be discussing expectations and how important positive expectations are on your journey to creating wealth and abundance.

What are Your Expectations?

An expectation is something that you believe is 100% going to happen in a certain way. They involve things that do not require you to hope or wish because, to you, there is already a definite result, for example expecting the sun to rise the next day or expecting your body to breathe out after breathing in. When you are manifesting something for yourself, whether it is a new job or house or wealth etcetera, it is important that you are also internalizing them and positively expecting these things to come to pass in your life. The more you look at your vision board and do not believe it, the more negative energy your doubts are sending into your atmosphere which eventually causes these fears to be created instead of your manifestations.

My daughter is currently preparing for her GCSEs and as a parent, I have been very persistent about what she needs to do and what she needs to study more but she surprised me one day when she explained that my constant worrying was only putting fear and negative emotions in her instead of having positive expectations for the outcome like I always advise. She made me realize that I had allowed myself to go into fear mode and my constant badgering about her needing to study harder and trying to push her more was only instilling that fear I was having about not doing enough for her as a parent onto her; now all I do is encourage her and constantly let her know how proud of her I am no matter her results, feeding her all my positive expectations instead.

Do Not be Afraid

The more desires you have, the more fear you allow yourself have about not accomplishing said desires. Someone asked me once why the desires you want the most are the hardest to manifest and I explained to them, like I am now explaining to you, that when you truly want something there is always that fear of not being able to achieve it or create it for yourself and unfortunately, some of us allow ourselves to lean into these fears rather than the faith and belief we should be having in our dreams. This is what causes us to have negative expectations rather than positive ones and eventually leads to these fears becoming our realities.

I was talking to one of my clients and she asked why she was able to manifest everything else she wanted for herself but not a partner, I explained to her that usually if you can create one area of your life, you can work on all other areas of your life. However, if you find that you are unable to manifest desires easily in a certain area of your life, it is very likely that you have some negative energy/emotions attached to this particular area. In her situation, she was dealing with past emotional trauma from her ex-husband and this was making her push the energy for having a potential partner away from her life in order to prevent her from experiencing heartbreak and betrayal again; it was not her inability to properly manifest a partner but rather her fears from her past experiences that were stopping her from leaning into the positive expectations for this goal even though she was able to overcome her other fears and accomplish all the other desires she had for herself.

Stop Creating the Opposite of Your Manifestation

The desires we want the most are usually the ones we have the most trauma attached to and the stronger our fears concerning these goals are, the more likely it is for the opposite of our manifestation to be actualized. Instead of leaning into faith, we allow fear to cloud our atmosphere which makes us unable to maintain the positive expectations of our manifestations; we lean into the opposite of what we desire and then end up blaming universal energy when our manifestations do not come to pass.

In both the Bible and the Quran, there are various examples of God revealing that he treats you how you expect him to meaning that God wants every one of us to have positive expectations of him. If you believe that God has all these amazing plans for you then why are you allowing yourself to lean into fear? I have found that a lot of religious people have become this way; prayers and reading religious texts have become more about fulfilling a daily ritual and less about the positive expectations that one should be having about these prayers, they bring their requests as empty words and leave without the faith that divine energy will answer their prayers. Why would you ask something from universal energy and expect them not to hear it? In every religious text I have come across, God always says if you ask he will give unto you but you need to truly believe and expect that he is going to give these things you desire to you or you will not receive them.


Even when your desire seems delayed, you have to trust in divine timing and that universal energy in their wisdom will give you what you have manifested for yourself. If you already know how to manifest the dreams you have then you are not dreaming big enough; start making impossible goals for yourself, goals that can only be solved by divine intervention and by universal energy’s involvement. Have positive expectations for these large impossible desires and watch your manifestations become reality in your physical world.

God is always there to help you but he will only help you based on your expectations. If you have a desire but do not believe and expect that universal energy is truly capable of creating this impossible manifestation for you then you will never be able to achieve that desire. The stronger your emotional connection and positive expectation towards a goal is, the faster your manifestation shows up for you in your physical world whether in a few minutes or a few years. The Law of Attraction will only give what you are expecting back to you, not what you are wishing or hoping for so believe in your dreams and in the plans divine energy has for you and let your positive expectations shape your goals into your new reality.

On Saving Money: The Truth About your Savings Account

Saving money is one of the most difficult things to do for most people.

The truth is, there’s a different mindset needed to start savings.

Today, we will be discussing the truth behind saving money and how we can successfully make it a habit. 


saving money


How can I really save money?


Saving money helps people feel safer and more secure. It gives people a sense of calm, especially during times of crisis or emergency.

Have you noticed that when there is a significant amount of money in your savings account, you have more freedom to do as you please?

You can call your own shots and make life choices that do not depend on your paycheck.

For example, a healthy savings account can allow you to take a vacation or buy the things you want without thinking about the price tag.

It could also allow you to fulfill your dreams, like building a business or donating to your favorite charity.


saving money for a good purpose


Saving money has a lot of perks. So why do most people still find it hard to save?

According to a survey done by GoBankingRates, about 50% of women and 30% of men claimed that they have $0 in their savings account. 

Because of this, the lack of money became the number one source of stress for Americans. In one survey conducted by the American Psychological Association, 72% of respondents said that money is a source of stress in their household. 

Money issues are also the reason why 37% of marriages in the US fail.

If you think that having a higher income guarantee having a sizable savings account, this research proves that isn’t the case. 

Here are some reasons why it gets difficult to save money. 


When income goes up, the lifestyle goes up


Most people wait for a salary bump so that they can finally buy their dream house, dream car, or go on their dream vacation.

Being able to buy the things they previously can’t afford gives them a boost in self-esteem and confidence. They go on spending that money because they believe it will make them happier.


Expenses go higher but salaries are not keeping up


saving money and shopping


An average household in the US spends $5,000 in healthcare annually. When considering the cost of childcare, housing, and other expenses, savings fall at the bottom of the list.

With a fixed monthly income, this person becomes incapable of putting money aside.

For low-income households, savings can become a luxury they cannot afford.


Saving becomes an afterthought


Because of the increasing expenses, most people save less than 5% of their disposable income.

Most of the time, this happens only if there is money left over from paying all their responsibilities.

Some just focus on what they have now, thinking that there’s only one life to live.

While it’s good to savor the moments, some people take this too literally. They think money should be spent without thinking of the consequence.

This behavior also encourages ‘one-day millionaire’ thinking. So in the end, all their hard-earned cash goes to people, things, and experiences that don’t add up to their value.


Cultural differences



saving money at a young age


A person’s cultural upbringing also has a huge impact on their behavior towards money. 

Most Asian cultures have a strong inclination to fulfilling filial duties. This may include helping raise family members, usually brothers and sisters even as they grow older.

Or covering for hospital expenses of an aunt or uncle.

Differences in religious beliefs also impact how you spend.

All of these factors contribute to our relationship with money and can be carried on to the next generations.

So when a parent doesn’t have the right money mindset, their children tend to show the same behavior when they become adults. Children of spenders become spenders themselves. Children of borrowers become borrowers too.

“I must be a fool for not being able to save. I mean, I’ve been working for the past x amount of years, and yet I have nothing to show for it.”

If this is you, I want you to stop being so hard in yourself.

Do not beat yourself up because your life can change.

Remember the universal law of creating money? You always have control over how much you want to make.

Read more about it here:

In the next section, I will show you how to focus on yourself so that you can build back your self-esteem and be on your way to achieving your money goals.


How to Save Money


There are a lot of ways to kickstart your saving journey. If you’re unsure where to start, here are a few ideas that can help.


Track your expenses


Some people are too afraid to look at their bank accounts. 

Because of this fear, they become unaware of how much they’re spending and so they’re left wondering where all the money went.

Tracking where your money goes becomes much easier if you write it down. You can easily do this by using a spreadsheet or a notebook.

Write down all the things you’ve spent money on, whether that’s groceries or even a simple cup of coffee. 

Doing this will help you find opportunities to improve your finances.

In this article, Dave Ramsey talks about how you can start saving money. Tips that are simple and can be achieved by changing your routine and looking for ways to cut back on your spending.


Make a budget and stick to it


saving money on budget


After you have listed your expenses, you now have a clear idea of where your money goes each month.

It’s now time to make a budget.

Take note of your usual purchases and see which parts you can cut down from. 

Check alternatives when it comes to buying. Focus on the value and not the brand.

Creating a budget helps you be more mindful of how you spend. It also helps you become less impulsive when making purchases.


Make savings a priority


Instead of putting savings on the backseat, put it on the top of your priority list.

Before you spend your money on expenses, make it a point to keep a portion of it in your savings account.

This can be done by automating your savings account.

Most financial gurus would tell you that to be able to grow your savings account, you must first create an emergency fund.

As a money mindset expert, I strongly advise against that.

Emergencies should not be the reason to start saving money.

Instead of that, here’s what I suggest you do.


Work on clearing your money blocks


Here’s the truth: How you feel about money is manifested in your finances.

Just like what we have talked about regarding cultural differences, being immersed in an environment that has a negative perception of money will greatly impact your ability to earn and keep the money.

The law of attraction states you attract what you think. The thoughts you focus on turn into your reality.


saving money and good vibes


When you are saving money for an emergency, the emergency would have to appear and take that money away from you.

The good news is you can rewire your brain to focus on the positive through gratitude.

If your thoughts focus on your desires, you will have the drive to achieve those goals.

For you to change your money story, you must be willing to change the way you think and feel about money.

Read more about how to create money avatars here:


Tips on How to Save Money


I have talked about how you can master your cash flow and create better financial flow here:

And one of the best and fastest way for you to create savings is by setting up five accounts for your money.

The goal is to create five accounts where you can put in at least 1% of your actual earnings.

So why am I recommending this? One, it’s pretty manageable even if you don’t have much. Second, I’ve used it myself up to date so I know that it works.

This process will teach you the discipline you need to start the habit of savings. It’s also a powerful process that can help you clear your debts.

So here it goes…


saving money in 5 accounts


Account #1: [Your Name] Account

This account is dedicated to yourself. It helps you feel at ease knowing that you’re putting money in for you alone. In the future, you can use this account to build investments that would help you during your retirement years.

Account #2: Account for Fun

Use this account to take care of yourself. Spend it on things that will help you achieve a more positive outlook in life. While it’s tempting to spend less on yourself when money is tight, you must resist the urge. Avoid using this account to pay for bills and other expenses.

Account #3: Account for Large Purchases

This account is for large purchases, those items that would normally take up to six months to save up for. Use this account when you’re planning to purchase a car, a phone, or a house.

Account #4: Account for Charity

This account is for helping those who are in need. Having money in this account enables you to help other people without dipping into your other accounts.

Account #5: Account for Debt Payments/ Investments

 If you have debt, use this account to pay your debts first. It is not advisable to invest money when there is still debt. Once you’ve cleared your debts, use this money to build your investment portfolio.

If you’re currently living paycheck to paycheck and you think that this task would be impossible for you to achieve, try these saving money tips.

If you only have $100 to spend, commit the $5 for these accounts. All you need to do is put $1 for each account monthly.

As you progress, you can increase the amount you put into these accounts.

When you’ve built the habit and gained momentum, you can increase it to 3-10% of your income. If you’re earning $2,000, commit 3% of your monthly income. 

In this case, it would be $60. If you divide $60 into 5, you only need to put $12 on each account.

Once you feel more comfortable, start increasing the amount you put in and you’ll see your savings grow in no time.




 Building up your savings takes time and effort.

But with the right mindset, tools, and support system, you can easily adapt to the habit of saving money. 

Listen to the full podcast here.

Ready to change your money story?

Register to my Five Day Millionaire Mindset Makeover Challenge here:

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