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Hack Your Mind, Hack Your Wealth: 7 Secrets of the Super Wealthy!

Today, we’re digging into the powerful mindset hacks that wealthy individuals use to build their wealth. Buckle up, because this episode is packed with valuable insights that can seriously improve your financial situation.

Putting these “mind hacks” into practice, consistently, is what separates those who struggle financially from those who achieve freedom. They might sound simple, but trust me, there’s a reason they’ve stood the test of time. Simplicity is key, and going back to basics can be the most powerful financial move you make.

So, are you ready to rejuvenate your money mindset and become the ultimate wealth magnet? Let’s dive into the 7 mindset hacks that successful people swear by.

Hack #1: Embrace Abundance and Banish Scarcity

Our first hack is the cornerstone of it all: embracing abundance and banishing scarcity. This isn’t just about chanting “I am rich” and hoping; it’s about deep-diving into a transformative belief system.

Imagine yourself basking in an ocean of opportunity, surrounded by endless possibilities. That’s the abundant mindset, and it’s not just about affirmations. It’s about cultivating a genuine conviction that wealth is within your reach. Every day, affirm your worth and challenge those limiting beliefs whispering “there’s not enough.” Remember, it’s not about taking from others; it’s about recognizing that the universe is a bountiful cornucopia, overflowing with potential for everyone.

Look to nature for inspiration. The vastness of the ocean, the soaring mountains – everything thrives and grows without competition. That’s the energy we want to tap into. Abundance isn’t a finite pie with only one slice. It’s a bottomless buffet where everyone can feast. Stop thinking “there’s not enough to go around.” Your desire for something doesn’t diminish anyone else’s. The universe is an infinite warehouse stocked with everything you desire, waiting for you to tap into its magic.

Believe, manifest, receive. It’s not just a catchy phrase; it’s the foundation of wealth creation. When you truly believe there’s no shortage, you open yourself to opportunities you never imagined. The universe will deliver, but it starts with you believing it can.

Now, let’s compare the abundant mindset with its opposite: scarcity. Someone with a scarcity mindset sees money as a limited resource, leading to fear and hoarding. They might achieve temporary success, but it’s often fleeting. Their focus is on keeping what they have, not attracting more.

On the other hand, someone with an abundant mindset sees endless possibilities. They might not have much now, but they believe in the universe’s abundance. They persist, learn from setbacks, and eventually experience breakthrough success. They know that wealth isn’t a zero-sum game; it’s a rising tide that lifts all boats.

Hack #2: Treat Wealth Like a Game, Not a Chore

Today’s hack, used by many wealthy individuals, is all about treating money as a game, not a burden. Embrace the excitement of strategizing, the satisfaction of achieving goals, and the joy of the journey itself.

Imagine the adrenaline rush of competition, the fulfillment of a well-executed strategy, the exhilaration of reaching your target score. That’s the energy we’re bringing to your finances! Wealthy individuals understand that money isn’t a chore; it’s a game with rules to learn and conquer.

My book, “Laws of Money,” unveils two crucial rule sets: man-made and spiritual. Man-made laws involve practical knowledge like investments, taxes, and wealth protection. Spiritual laws focus on aligning your thoughts, feelings, and energy with abundance.

The key to unlocking your wealth potential lies in understanding both sets of rules and weaving them together seamlessly. By learning about Investments, Business growth, Tax minimization, Wealth protection, Vibrational alignment and positive thinking, you’ll develop a holistic approach to wealth creation. It’s not just about numbers or just vibes; it’s about marrying them into a winning strategy.

Many people approach money like a game they haven’t learned the rules of, leading to frustration and confusion. By treating it as a game, you actively seek the rules, become a strategic player, and win more often.

When money becomes a game, it’s no longer a struggle, but an exciting adventure. You celebrate milestones, learn from setbacks, and consistently aim higher. Numbers become stepping stones to your goals, not daunting obstacles.

Hack #3:Aim High and Don’t Fear Failure

Ditch the “small goals, small results” mentality and unleash the power of aiming for the stars. Imagine your income as a flexible target, not a rigid ceiling. If you set your sights on $5,000, that’s likely your limit. But if you dare to dream of $100,000 or even millions, you’ll open doors to unforeseen possibilities and strategies to achieve them.

Many fear setting ambitious goals, clinging to the misconception that failure and disappointment await. But this is a limiting belief holding you back! Setting high expectations ignites your motivation – the bigger the dream, the stronger the drive to chase it. It stretches your potential, revealing hidden talents and capabilities within yourself. And it attracts opportunities, aligning you with the right resources and people to support your journey.

Let me share a personal example: In my business, I set seemingly outlandish targets for my team, targets that seemed impossible based on past performance. But I held unwavering faith in their abilities and visualized success. The result? We shattered those expectations, proving the power of high expectations within a team environment.

Remember, failure is not the end, but a stepping stone. If you don’t reach your exact target, analyze, adapt, and try again. Every attempt brings you closer to your goal.

Embrace this mantra: set sky-high expectations for yourself and your dreams. Don’t fear failure; embrace it as a learning opportunity. Stay positive and visualize success, even amidst challenges.

Hack #4: Embrace the Power of Action

Fear of failure can be a powerful deterrent, whispering doubts like “What if I don’t succeed?” or “What if I look foolish?”. But what if we flipped the script? What if we asked, “What if I do succeed?”

Wealthy individuals understand this crucial shift. They acknowledge the existence of fear, but refuse to let it control their actions. They block it out and embrace a powerful alternative: action.

Recently, our machinery experienced a breakdown due to a missing part. While some suggested giving in, I refused to let fear dictate our response. Instead, I challenged my team to find solutions. Within minutes, we brainstormed various options and adapted our approach. We found temporary workarounds and kept moving forward, proving that even setbacks can be stepping stones.

When you let fear dictate your choices, you fall into the trap of procrastination, missing out on valuable opportunities. Instead, take decisive action and shift your focus to finding solutions.

Setting low expectations due to fear restricts your own growth and achievement. Dream big, believe in yourself, and push beyond perceived limitations. Fearful thoughts create a negative mindset, hindering your ability to see possibilities and find solutions. Cultivate optimism and focus on the positive, fueling your drive forward.

Hack #5: Become Best Friends with Money

Forget chasing numbers and impersonal transactions. This hack is all about forging a deep connection with money, treating it not as a cold concept, but as a friend and ally.

Back in 2017, I was struggling to truly connect with money despite my interest in financial freedom. While I appreciated its value, it lacked an emotional spark. My “aha” moment came in the form of personification. What if I could actually give money a face and personality?

That’s how my money avatar, Michelle, was born. Imagine your ideal best friend: vibrant, supportive, and always having your back. That’s Michelle for me. She’s not confined to any specific image, sometimes in a toga, sometimes modern, constantly adapting in my mind.

Personifying money allows you to build a relationship with it, fostering respect and appreciation. No longer just numbers on a screen, Michelle becomes a trusted confidante in your financial journey.

Money often feels abstract and impersonal. By giving it a face and personality, it transforms from a tool into a partner in achieving your goals. This emotional connection motivates you to make mindful financial decisions and appreciate the positive impact money can have on your life.

Seeing money as your supportive friend fuels your drive to make smart financial choices and stay committed to your goals. Knowing you have a reliable partner in your journey can make overcoming challenges and staying disciplined much easier.

Take some time to imagine your ideal money avatar. Give them a name, personality traits, even physical characteristics. Let your imagination run wild! This personalization sparks an emotional connection that traditional financial strategies often lack.

Hack #6: Believe in Your Natural Ability to Get Rich

This hack might surprise you: rich people believe getting rich is natural. It’s not some exclusive club; it’s a birthright everyone possesses.

Remember Bob Proctor’s book “You Were Born Rich”? The title itself is powerful. You might not have money now, but the desire for it signifies it’s already woven into your destiny. After all, desires don’t exist without the ability to fulfill them.

This isn’t about God being unfair. It’s about understanding your true potential. You’re born with immense resources: talents, abilities, and a spirit capable of turning anything in your favor. You have the power to be as rich as you desire.

Now, “rich” is subjective. It means different things to different people. But the key is believing it’s achievable, regardless of your definition. It’s not against your nature; it’s aligned with it.

Remember, we’re all born rich. Yet, upbringing and environment can instill a “poor mindset.” If that’s your story, reprogram yourself! You’re not poor; you just believed the limitations placed upon you.

The desire for wealth itself signifies its potential presence in your life. You might not know the exact path, but the universe will guide you. Trust that as long as the desire burns, you’ll be shown the way, personalized for you.

This path may not be linear; it might involve quantum leaps. You take the next few steps, then more unfold, leading to unexpected breakthroughs. The universe rewards progress!

This belief in natural wealth acquisition is a powerful mindset hack. It’s not just wishful thinking; it’s a core principle that fuels the journey of successful individuals.

So, embrace this hack: believe in your natural ability to get rich. It’s within you, waiting to be unlocked.

Hack #7: Cultivate the Belief You Deserve Wealth

Now, let’s address the final hurdle: deserving wealth. While believing getting rich is natural is key, truly owning that abundance requires believing you deserve it.

Many people, despite wanting riches, struggle with this concept. I often say, “Your self-worth determines your net worth, not the other way around.” Contrary to common belief, it’s your internal value that attracts abundance, not just your actions.

Here’s the challenge: if you don’t believe you deserve wealth, you might subconsciously sabotage your efforts. You might procrastinate, attract opportunities that fade, or even lose money you make.

My work involves helping people overcome this hurdle. It’s about identifying and eliminating the limiting beliefs that hold them back. These beliefs can stem from various sources like upbringing, childhood experiences, societal messages, or even past trauma.

The common thread? A feeling of not deserving riches. This can be based on factors like race, gender, education, or even generational limitations.

My role is to help people break free from these stories and embrace their inherent worth. The essence of every successful client is the realization: they deserve to be rich.

Once they understand this naturalness and deservedness, opportunities align, leading to tangible wealth – money in the bank.

Remember, while spirituality is important, practical steps are essential. But the journey begins within, with your thoughts, feelings, and vibrations. These attract what you manifest in life.

Therefore, start by believing: yes, getting rich is natural, but more importantly, you deserve it.


Remember, these aren’t magic formulas, but powerful mindset shifts that fuel the journey towards abundance.

The key takeaway is this: getting rich is not just about external strategies; it’s about unlocking your inner potential. You were born with the tools and the right to prosper. It’s time to claim it.

Start by acknowledging that wealthy mindsets are natural. Believing in your ability to acquire riches sets the foundation for success. Then, cultivate the crucial conviction: you deserve to be rich. This internal shift attracts opportunities and empowers you to embrace abundance.

Remember, the journey begins within. Align your thoughts, feelings, and vibrations with your desire for wealth. Believe in your natural ability and worthiness, and the universe will conspire to support you.

Don’t forget, action is crucial. These mindset hacks are the fuel, but you need to take deliberate steps to manifest your dreams. Pursue knowledge, develop skills, and take inspired action, all while staying true to your deservingness.

This exploration is just the beginning. Remember, I’m here to empower your journey. Stay tuned for my upcoming topics, where we’ll delve deeper into building successful businesses and achieving your full potential.

Until then, go forth and embrace your birthright – the power to create the wealth you desire!

10 Tips to Develop your Money Mindset to Become Wealthy

Welcome back to the Money Mindset with Gull Khan Blog! I’m thrilled to kick off the year with an episode packed with my top 10 tips to nurture your money mindset and pave the way to wealth in the coming months.

If you haven’t already, don’t forget to join our free community on the school platform, where we delve even deeper into developing a robust money mindset for a wealthier you.

Approach this read with the unwavering belief that nothing is impossible, and every desire you hold is within your reach. The timing might not always align with your expectations, but the potential to turn your dreams into reality resides within you.

Let’s explore my 10 tips to kickstart your journey toward a transformed money mindset and lasting wealth

No 1: Setting Clear Goals

Alright, let’s dive into the first golden nugget: setting clear goals. Now, I’m not one to advocate for vague resolutions or wishful thinking. No, I’m all about setting concrete goals that you can sink your teeth into. Every year, I take the time to establish my goals, not resolutions, mind you, but goals. These are the things I aim to achieve in the coming year, and I encourage you to do the same.

So, where do you begin? Well, it starts with defining your goals. Make them specific, measurable, and achievable. You don’t want to set yourself up for an impossible feat, but you do want to dream big. The catch here is to work backward, breaking down those colossal dreams into manageable components. The key is to believe in your ability to achieve these goals. It’s not just about knowing how to do it; it’s about truly believing you can.

Here’s the secret sauce: if your goals don’t give you a slight tremor of fear mixed with excitement, they’re not big enough. Your goals should both scare and thrill you, igniting a passion that gets you jumping out of bed in the morning. This isn’t about setting mundane objectives; it’s about creating a vision that excites every fiber of your being.

Now, let’s talk about belief. It’s the cornerstone of this process. You need to cultivate a deep belief that you can turn your goals into reality. Sure, you might not know exactly how you’re going to achieve them, and that’s perfectly fine. The methodology can come later. The belief, however, should be there from the start. It’s the driving force behind the magic you’re about to create in your life.

No 2: The Power of Mindful Budgeting

Picture this: last night, I hosted a game night with friends, playing Robert Kiyosaki’s Cashflow game. It was eye-opening. Some players focused solely on making money, neglecting to manage expenses effectively. Sound familiar?

In real life, many high-earning professionals struggle to accumulate wealth because they don’t prioritize saving and investing. They get caught up in earning more and spending more, leaving them with inadequate savings at retirement. That’s where mindful budgeting comes in.

Mindful budgeting involves taking a close look at your expenses and income to ensure that you’re living within your means and working towards your financial goals.

At the beginning of each year, it’s a great time to reassess your financial situation and make any necessary adjustments. Start by identifying where your money is going and whether you’re overspending in certain areas. Are there areas where you could cut back to increase your savings? Are you investing enough in your future?

Create a budget aligned with your goals. It’s not just about tracking expenses; it’s about intentional money management. If your income isn’t enough to save, consider increasing your earning potential through side hustles or career advancement.

No 3: Embrace Continuous Learning

Let’s delve into a key aspect of success: continuous learning. It’s the engine that propels us forward, opening doors to new opportunities and keeping us sharp in our fields.

Imagine this: you’ve achieved a level of expertise, you’re cruising along, and everything seems fine. But here’s the thing – complacency is the enemy of progress. To truly excel, you must embrace the mindset of a lifelong learner. Keep those mental gears turning, constantly seeking new knowledge and honing your skills.

Despite running multiple businesses and having a solid grasp of various aspects like marketing and sales, I never stop seeking new insights. Whether it’s through podcasts, audiobooks, or good old-fashioned reading, I’m always on the lookout for fresh perspectives and ideas.

But continuous learning isn’t just about professional growth. It’s about enriching your life in unexpected ways. Recently, I explored topics like nutrition and health, not because I’m facing issues, but because I believe in living life to the fullest.

And let’s not forget the joy of learning for learning’s sake. Whether it’s immersing yourself in classic literature or exploring human nature, there’s something fulfilling about expanding your mind.

So here’s my challenge to you: commit to being a lifelong learner. Set aside time for personal development, whether it’s through reading, listening to podcasts, or exploring hobbies. Embrace curiosity and watch as it transforms not only your career but your entire outlook on life.

No 4: Cultivate a Positive Money Mindset

No 5: Build Multiple Streams of Income

Building multiple streams of income is not just a financial strategy; it’s a mindset shift that can profoundly impact your financial security and freedom. I vividly recall encountering this concept through Bob Proctor’s affirmation, “Money comes to me through multiple sources in increasing quantity on a continuous basis.” Embracing this affirmation, I’ve witnessed its transformative power in my own life.

Relying solely on one income source can leave you vulnerable. If that source falters, it can lead to significant financial stress and uncertainty. Hence, diversifying your income streams is paramount. This entails exploring avenues beyond your primary source of income, whether through passive income streams, active income opportunities, or side hustles.

Passive income, such as rental properties, dividends, or royalties, offers the advantage of generating income with minimal ongoing effort. Active income, on the other hand, involves actively trading time or skills for money, such as through a job or freelance work. Side hustles are additional ventures pursued alongside your primary occupation, often driven by passion or entrepreneurial spirit.

Beyond the financial benefits, diversifying income streams can lead to a profound shift in mindset. As you expand your sources of income, you become less reliant on any single source for your financial well-being. This fosters a sense of empowerment and freedom, allowing you to pursue opportunities and ventures aligned with your goals and passions.

Furthermore, diversification elevates your energetic vibration. By embracing financial abundance and relaxation, you attract more wealth opportunities into your life. This positive feedback loop reinforces your belief in your ability to create wealth and abundance, further fueling your financial success.

If you’re ready to transform your money mindset and embrace abundance, consider joining my Abundance Mindset Makeover Workshop. In this workshop, you’ll gain valuable insights, strategies, and energy tools to shift your mindset and unlock your full financial potential. Visit to register and embark on your journey toward financial freedom.

No 6: Invest in Your Financial Future

Investing is an essential aspect of securing your financial future, regardless of your current financial circumstances. Whether you’re barely making ends meet or embarking on your wealth-building journey, investing is non-negotiable. In my 3 Steps to Cashflow Mastery system, I emphasize the significance of investing at every stage of your financial journey.

The first step in investing wisely is educating yourself about the various investment options available. It’s crucial to consider building a diverse portfolio that aligns with your risk tolerance and financial goals. For beginners who may feel overwhelmed by the complexities of investing, seeking guidance from a financial advisor or professional is highly recommended.

Personally, I prefer low-risk investments like ETFs (Exchange-Traded Funds), which offer long-term compounding growth potential. However, it’s essential to choose investment strategies that suit your individual circumstances and objectives. Starting small is perfectly acceptable when it comes to investing. Even committing a modest amount, such as £25 or £50 per month, can have a significant impact over time.

Consider reallocating funds from discretionary expenses, such as dining out or buying coffee, towards your investment portfolio. By making small sacrifices and consistently contributing to your investments, you can gradually build wealth and financial security.

However, it’s essential to approach investing with caution and prudence. While opportunities like cryptocurrency may seem enticing, it’s crucial to conduct thorough research and understand the associated risks. Many individuals have suffered significant losses by blindly following trends without a solid understanding of market dynamics. Therefore, seeking professional advice and educating yourself before making investment decisions is paramount.

No 7: Elevate Your Circle by Networking and Collaboration

In your journey towards financial success, the company you keep matters more than you might realize. Surrounding yourself with like-minded individuals can significantly impact your mindset and trajectory. That’s why it’s crucial to network and collaborate with individuals who share your goals and aspirations.

Consider joining mastermind groups or attending networking events where you can connect with others on similar paths. These interactions provide opportunities to exchange ideas, gain valuable insights, and form meaningful partnerships. Surrounding yourself with individuals who are driven and ambitious can fuel your own motivation and push you to new heights.

It’s essential to reassess your social circle regularly. If your current circle doesn’t align with your goals, it may be time to seek out new connections. While it can be challenging to break away from familiar faces, remember that your net worth is often reflective of the company you keep. By surrounding yourself with individuals who are achieving success and actively working towards their goals, you position yourself for growth and advancement.

Networking isn’t just about making connections—it’s about fostering relationships that inspire growth and collaboration. As you engage with new people and explore different opportunities, you’ll naturally gravitate towards those who share your vision and values. Embrace this evolution and allow it to propel you forward on your journey towards financial freedom.

No 8: Learn to Practice Gratitude

Each of us is shaped by our individual life experiences. Even siblings raised in the same household can have vastly different memories and perspectives on their upbringing. Embrace who you are and the journey you’ve traveled. Every experience, every challenge, every moment of joy and sorrow has contributed to shaping you into the person you are today.

Instead of viewing life’s events as random occurrences or acts of fate, consider them as purposeful lessons meant to educate, inspire growth, and prepare you for the path ahead.

The universe operates on principles of love, abundance, and growth. Every desire you harbor, every dream you chase, is a manifestation of the universe’s guidance nudging you toward your highest potential. Even the seemingly materialistic desires, like owning a mansion or a luxury car, serve a purpose in propelling you forward on your journey. These desires act as catalysts, motivating you to expand your horizons, push beyond your comfort zone, and unlock your full potential.

Gratitude fosters a profoundly positive mindset. When you operate from a place of gratitude, you elevate your vibration and align with the universal flow of abundance. Instead of fixating on what you lack, shift your focus to appreciating what you have. By acknowledging the blessings in your life, you create a magnetic field of positivity that attracts even more blessings and opportunities. Trust that everything is unfolding as it should, and every experience, whether joyful or challenging, is ultimately working in your favor.

Incorporate gratitude into your daily life as a sacred practice. Take time each day to reflect on the abundance surrounding you, whether it’s the love of family and friends, the beauty of nature, or the simple pleasures of life. Keep a gratitude journal to record your blessings and reflect on them regularly. By cultivating a heart overflowing with gratitude, you open yourself up to a world of endless possibilities and invite miracles to unfold in your life.

No 9: Take Calculated Risks

In the pursuit of success, growth, and wealth, taking risks is inevitable. However, it’s not about blind leaps into the unknown; it’s about taking calculated risks. Even the decision to remain stagnant carries its own risks, as it leaves you vulnerable to unforeseen circumstances.

Many perceive the stability of a nine-to-five job as less risky than entrepreneurship, but the truth is, any source of income can falter. By not diversifying your income streams or pursuing side hustles, you’re inadvertently risking your financial security.

Calculated risks involve thorough evaluation, weighing the potential benefits against the potential pitfalls. It’s about understanding the landscape before making a move. While some risks may pay off handsomely, others may not yield the desired results. Yet, it’s through these risks that growth and success are achieved.

Stepping outside your comfort zone is essential for personal and professional development. It’s where significant rewards await, beyond the confines of familiarity. Embrace the discomfort, knowing that every challenge presents an opportunity for growth.

I, too, am venturing into unfamiliar territory, navigating a male-dominated physical labor environment after years in the online space. While uncertainty looms, I’m driven by the belief that I’ll overcome every obstacle, find solutions, and achieve my goals.

So, dare to take calculated risks. Step boldly into the unknown, armed with preparation, determination, and resilience. It’s through these risks that dreams are realized and destinies are shaped.

No 10: Review and Adjust

Now that your goals are set, the journey to achieving them begins. However, the path from point A to point B may not always be clear-cut. It’s okay not to have all the answers upfront; what’s important is having a direction and the willingness to adapt along the way.

Periodically reviewing your progress and reassessing your strategies is crucial. Just as a navigator adjusts course based on changing winds, you must be flexible yet resolute in your pursuit of your goals.

For instance, my aim to build a nine-figure business remains unchanged, but the strategies evolve. Transitioning from the online realm to brick and mortar reflects a shift in approach while staying true to the overarching goal.

Within your chosen strategy, further adjustments may be necessary. Plans for your business’s growth over the next year may fluctuate based on real-time feedback and market dynamics. The key is to iterate, learn, and adapt continuously.

Remember, not every plan will yield immediate success, and setbacks are inevitable. However, setbacks often pave the way for breakthroughs. It’s about maintaining momentum, even if progress seems incremental. Each setback is an opportunity to learn, grow, and refine your approach.

Ultimately, confidence in your ability to overcome challenges and achieve your goals is paramount. With resilience, determination, and a willingness to course-correct when needed, success becomes not just a possibility but an inevitability. So, embrace the journey, knowing that every step forward, no matter how small, brings you closer to your aspirations.


So there you have it, ten powerful tips to kickstart your journey towards a wealthier and more abundant life. Remember, cultivating a wealthy mindset is not a sprint but a marathon. Every small step you take, no matter how insignificant it may seem, contributes to your financial growth.

Stay focused, stay committed, and above all, believe in yourself and your ability to manifest abundance. Know that every desire in your heart is there for a reason, and you have the innate capability to make it a reality.

If you’re looking for more support and guidance on developing your money mindset, I invite you to join our free community on Skool.

And if you’re eager to dive deeper into energy tools and mindset strategies for abundance, consider registering for our Five-Day Abundance Mindset Makeover Workshop at I’m excited to be your mentor on this transformative journey.

Additionally, if you’re interested in delving into the spiritual laws of money, don’t hesitate to check out my book, “Laws of Money,” available at


A Comprehensive Guide to Eliminating Debt and Building Wealth

Are you yearning to break free from the shackles of debt and step into a life of financial freedom? The quest to eliminate debt is a common pursuit, but did you know that it involves more than just managing your finances? Today, we delve into the intricacies of debt, unveiling the profound connection between your money mindset and financial abundance.

Understanding Good Debt vs. Bad Debt

Let’s demystify the often-dreaded realm of debt – a term that, for many, conjures up feelings of stress and anxiety. But hey, let’s not jump to conclusions just yet! Debt, my friend, is a bit of a two-faced character. There’s the good, the kind that’s like a trusty sidekick, and then there’s the bad, the kind that’s a bit of a financial frenemy. So, let’s take a stroll through the world of financial obligations, where we decipher the friendly from the not-so-friendly debt dynamics.

The Good Side: Investing in Your Prosperous Tomorrow

Now, let’s talk about the good stuff – good debt, the unsung hero in the financial storybook. Imagine you’re investing in your education or starting that dream business of yours. That’s not just spending; that’s planting the seeds for a brighter financial future! It’s like having a money garden, and these investments are your flourishing money plants. Sure, you might need to water them a bit (hello, student loans or business loans), but in the long run, they’re going to bloom into something magnificent, boosting your net worth and opening doors to new opportunities.

The Flip Side: When Debt Plays Hard to Get

Now, on the flip side, we’ve got the not-so-glamorous character – bad debt. This is the debt that raises an eyebrow, the kind that doesn’t really bring much to the financial table. Picture this: buying things that lose their sparkle faster than a shooting star – gadgets, fancy clothes, or that impulse purchase that seemed like a great idea at the time. Bad debt doesn’t contribute to your financial glow-up; instead, it’s like a shadow that looms over your growth. It might feel good in the moment, but it’s not doing your financial future any favors.

Debt and Your Money Mindset

As a seasoned money mindset expert, I’ve encountered numerous clients grappling with debt despite their ability to generate income. The root cause lies not in the debt itself but in the emotional and energetic connections individuals have with money. Fear, shame, and a sense of unworthiness create barriers that make it challenging to break free from the debt cycle. Addressing these emotional aspects is a pivotal step in transforming your financial landscape.

Addressing Emotional Blocks

The inability to eliminate debt often stems from the negative emotions attached to it. Shame, guilt, and fear plague individuals, hindering their ability to make sound financial decisions. The three levels of the mind – conscious, subconscious, and superconscious – play a crucial role in shaping our beliefs about money. Recognizing and addressing these emotional blocks is the first step toward financial liberation. It’s about understanding the deep-seated beliefs that influence your financial decisions.

The Power of Forgiveness and Gratitude

To alter your money story, it’s crucial to forgive yourself for past financial mistakes. Money, in essence, is neutral, and by releasing the emotional baggage attached to it, you can redefine your relationship with finances. Embracing gratitude shifts your focus to positivity, raising your vibrations and paving the way for new opportunities. It’s about cultivating an attitude of gratitude that transcends your financial journey.

Strategies for Debt Elimination

Getting out of debt requires strategic planning and a commitment to change. Utilizing credit cards wisely, setting a budget, and selling unnecessary possessions are effective ways to free up funds. Even if you find yourself in a challenging financial situation, there are steps you can take to manage and reduce your debts. It’s about adopting practical strategies that align with your financial goals and lifestyle.

Three Simple Steps to Debt Management

In the grand symphony of personal finance, clearing debt is like finding the perfect harmony. Picture it as tuning your financial instruments to create a melodious, stress-free life. Now, let’s dive into the three simple notes that compose this debt-clearing melody.

Step 1: Unveiling Your Money Emotions

Before you can play the debt-clearing tune, it’s crucial to understand the emotional notes attached to your money. Much like a heartfelt song, your financial journey is laced with feelings of fear, frustration, and maybe a dash of excitement. Identifying these emotional tones allows you to create a music sheet tailored to your unique financial composition.

Step 2: The Harmony of Designated Accounts

Just as each instrument in an orchestra has a specific role, your money should play its part seamlessly. Create designated accounts like the various sections in a musical score. Allocate percentages for debt, investments, larger purchases, and a little something for fun – your personal finance ensemble. Starting with a modest percentage and gradually increasing it orchestrates a gradual crescendo towards financial freedom.

Step 3: Cash Flow – The Rhythm of Financial Liberation

Now, let’s talk about the rhythm of your financial composition – cash flow. Imagine it as the steady beat that keeps the melody going. Increasing your cash flow is like adding more instruments to the ensemble, creating a richer and more vibrant financial symphony. Whether it’s refinancing, side hustles, or wise budgeting, enhancing your cash flow adds depth to your debt-clearing melody.

Combining these steps is like conducting your personal financial orchestra. It’s about more than just eliminating debt; it’s about creating a masterpiece that resonates with your financial goals and aspirations. So, let the debt-clearing melody play on as you steer towards the sweet sound of financial liberation!


Escaping the clutches of debt isn’t just about money tricks; it’s about changing the way you think about money. It’s like upgrading your money mindset from an old, clunky computer to the latest, super-fast model.

Imagine your money mindset as a maze of emotions. Fear, shame, and that nagging feeling of not being good enough create walls in this maze, making it tricky to find the exit – financial freedom. But fear not, because finding your way out involves understanding these emotions and showing them the door.

While budgeting and cutting costs are like the maps and compasses of your financial journey, navigating the maze successfully requires understanding the emotional twists and turns. It’s the difference between following GPS blindly and really knowing the terrain.

So, let’s not call it a conclusion; let’s call it the beginning of your money makeover. No challenges here, just an invitation to explore and reshape your money story. Your journey to financial freedom isn’t just about the numbers; it’s about crafting a mindset that sets sail towards a wealthier, stress-free life. Get ready for a mindset glow-up!

What is Your Money Mindset?

Today, we embark on a transformative journey as we unravel the profound impact of your money mindset on your financial well-being. Brace yourself for a mind-shifting experience as we delve into the depths of your beliefs, attitudes, and perspectives surrounding money. Drawing upon my extensive experience working with individuals from various walks of life, I’ve observed that every person falls into one of four distinct money mindsets. These mindsets act as the foundation upon which financial success or struggle is built, transcending factors such as educational background or current profession.

Before we embark on this enlightening journey, take a moment to reflect on the significance of your money mindset. Consider how it has influenced your financial choices, impacted your level of abundance or lack, and shaped your aspirations and goals. Together, we’ll unravel the depths of your money mindset, identify its strengths and limitations, and pave the way for a transformative shift in your financial trajectory.

Throughout this blog, we’ll explore each of the four money mindsets in detail, dissecting their defining characteristics, uncovering their impact on your financial well-being, and guiding you towards the mindset that aligns with your ultimate financial goals. Get ready to challenge your existing beliefs, overcome limiting patterns, and unlock your true potential for financial prosperity.

Understanding the Concept of Money Mindset

To embark on our journey of unraveling the intricacies of a prosperous money mindset, it is crucial to grasp the essence of what we mean by money mindset itself. Your money mindset encompasses a personalized collection of beliefs, ideas, opinions, and paradigms that shape your perception of money. It governs how you think about money, the emotions associated with it, and the underlying assumptions you hold regarding its acquisition and management.

Every aspect of your financial thinking is influenced by your money mindset. It affects how you approach earning money, your subconscious understanding of the efforts required, the time it takes to accumulate wealth, and even the possibilities of abundance in your life. Your money mindset serves as the driving force behind your decisions on saving, spending, and handling money.

Those individuals who possess a healthy money mindset embody a distinct set of empowering beliefs. They harbor a deep sense of confidence in their ability to manage money effectively. They understand how to allocate their resources wisely, making informed choices that align with their financial goals. They are free from the limitations imposed by a scarcity mindset, allowing them to transcend the comparisons with others and focus on their own financial journey.

A healthy money mindset fosters a mindset of abundance rather than lack. It liberates individuals from feelings of inferiority or superiority based on their financial standing in comparison to others. They recognize that wealth and prosperity are subjective and personal, allowing them to create their own definition of financial success. Whether their needs are modest or grand, they embrace the belief that they can generate the necessary resources to lead the life they desire.

Ultimately, cultivating a healthy money mindset empowers individuals to feel abundant, confident, and in control of their financial destinies. It grants them the freedom to make decisions without the constraints of scarcity, enabling them to fully embrace and experience the physical world around them in alignment with their aspirations.

The Formation of Your Money Mindset: Unveiling the Influence of Early Conditioning

Now that we have a solid understanding of what a money mindset entails, let us delve into the intriguing question of how it is formed. Prepare to be astonished as we unravel the profound influence of your primary caregivers during the critical developmental stage from birth to seven years of age.

Surprisingly, your money mindset is not something you consciously choose for yourself. Instead, it is largely shaped by the beliefs, ideas, and attitudes instilled in you by those who raised you. Your primary caregivers play a pivotal role in molding your subconscious programming, accounting for approximately 80% of your money mindset’s foundation.

During this formative period, your young, impressionable mind absorbs the financial paradigms demonstrated by your caregivers. Their beliefs about money, their behaviors, and their attitudes become deeply embedded within your subconscious. You unknowingly adopt their perspectives on wealth, abundance, scarcity, and financial decision-making.

As you progress through the stages of childhood, a smaller portion of your money mindset—around 20%—continues to evolve. Between the ages of seven and 14, and then from 14 to 21, your programming undergoes further refinement. These stages represent crucial windows of opportunity for reshaping and transforming your subconscious beliefs, as you begin to explore your own perspectives and experiences.

It is important to acknowledge that while your primary caregivers have a significant influence on your money mindset, they are not solely responsible for its formation. External factors, such as societal influences, cultural norms, and personal experiences, also contribute to shaping your financial beliefs.

Intriguingly, this programming extends beyond money alone. It impacts every aspect of your life, influencing your thoughts, emotions, and behaviors in diverse domains. From the way you tie your shoes to the food you consume, from your lifestyle choices to the relationships you form, subconscious programming profoundly shapes your reality.

For the purpose of our discussion, let us focus on the impact of subconscious programming specifically in relation to money. By comprehending the powerful influence of early conditioning on your financial mindset, you gain the necessary insight to identify and transcend any limiting beliefs or patterns that may hinder your financial growth.


Preparing to Ascertain Your Money Mindset: Unveiling the Four Categories

These mindsets serve as guideposts for understanding the patterns, habits, and thought processes that shape our financial reality. Let us now introduce you to these four categories:

  1. The Scarcity Mindset: Individuals with a scarcity mindset perceive money as scarce and elusive. They constantly worry about financial security, leading to frugal behavior, fear of spending, and an aversion to taking risks.
  2. The Survival Mindset: Those with a survival mindset view money as a means of basic survival rather than a tool for growth and abundance. Their focus is primarily on meeting immediate needs, making it challenging to envision a future beyond financial stability.
  3. The Comfort Mindset: Individuals embracing a comfort mindset prioritize stability and security. They strive for a comfortable lifestyle and are content with maintaining their current level of wealth. However, they often shy away from taking calculated risks that could lead to significant growth.
  4. The Abundance Mindset: Those with an abundance mindset recognize money as an abundant resource that flows freely and can be multiplied. They exude confidence in their ability to attract wealth and possess a mindset geared towards expansion, investment, and wealth creation.


You’ve taken the first step on your transformative journey towards financial empowerment by delving into the profound impact of your money mindset. In this blog, we explored the concept of money mindset and how it shapes your thoughts, feelings, and behaviors surrounding money. We also discovered that your money mindset is formed early in life through the influence of your primary caregivers and societal conditioning.

Recognizing the significance of your money mindset and its role in determining your financial outcomes is crucial. It allows you to assess your current beliefs, attitudes, and perspectives and identify any limitations that may be holding you back. By understanding the four distinct money mindsets—scarcity, survival, comfort, and abundance—you gain clarity on where you currently stand and can begin the journey of transformation.

Remember, your money mindset is not set in stone. It is a malleable aspect of your being that can be consciously reshaped and optimized for success. Get ready to embrace a new financial paradigm, unlock your true wealth potential, and embark on a journey towards lasting financial freedom. Your money mindset holds the key—let’s unlock it together.

A Poor mouth = A Poor life

Today we are going to be analyzing how having a poor mouth can lead to you having a poor life.

Speaking about lack

One of my mentors said to me once that a poor mouth ultimately leads to a poor life and I could not agree more; He explained that if you are someone who continuously talks about and dwells in the space of lack or scarcity in your life and in the lives of others then eventually you will realise that you end up manifesting this lack and scarcity for yourself. I find this so true because even as most people encourage being in alignment with what you want and being on a positive vibration, they end up forcing themselves to be artificially positive rather than address the core issues and reasons you currently do not have what you want. This is why even though outwardly you are saying ‘I love money, money loves me’ sometimes, other times you are saying internally ‘I hate money, I do not like money’, unconsciously you already have a lack and scarcity mindset. Hence, if your words and your normal conversations are centred around lack, then lack is what is going to be created in your current life.

Breaking free from negative programming

Every thought you have has its own vibration. These thoughts end up becoming words which become feelings which become actions and so on and each of these has its own separate vibration attached to it. Therefore it is your responsibility to stop your words the moment a negative thought runs through your mind and you are consciously aware of it. Most of us have been negatively programmed to view money in a certain way, whether it was from the environment we grew up in or from the way we have been raised to view wealthy people and money as a whole and this negative programming is what gives people the assumption that you have to work hard, get a job, you have to do this, you have to do that, in order for you to create money. So breaking free from this thought process requires you to become consciously aware of these negatives before you verbalise them and then break free from them before you can allow them to take root in your mind and become your reality; you keep your body and mind alert and repeat your intention and belief statements to yourself, declare positivity into your life with your own mouth and reverse these thoughts before they become words because usually, we find ourselves making these negative money thoughts unconsciously and letting them lead how we dwell in our wealth.

We recently had a launch for my Mastermind class and I usually extend invitations to people whose energies I believe are suited to this class. Sometimes I notice that there are people who are supposed to be a part of the Mastermind but are not and I soon discovered that it was usually the people who could afford the class that used negative language regarding it ‘I can’t afford it now’ ‘I don’t know how to do it now’ ‘I will do it later’ ‘I want to work with you but I want to have some money first’ and the truth is, the idea of creating your wealth requires that leap of faith to take action before you can realise the wealth and prosperity you desire in all the aspects of your life. From the outside looking in, it is obvious that the reason a lot of people are not reaching their true wealth is that they are continuously confessing negativity into their atmosphere and even though they listen to positive podcasts and read positive books, they are only doing the superficial work. You are not going deep into yourself to find out the root cause of these feelings and handle them the right way to truly manifest positive vibrations.

Keeping your thoughts and your mouth rich

Your life at the moment is a result of the various thoughts, ideas, and vibrations you gave out a few days, weeks, or months ago. The same way the reflection of the moon we see today is not actually what the moon looks like right now is the same way what is showing up for you in the physical world right now is a reflection of the thoughts and actions you made in your past. And unfortunately, what people fail to understand is that the trauma and delays of these past events have a direct impact on the amount of time it takes for you to have a thought on a subject and for it to send a vibration into the physical world. For example, if you have had a lot of money or finance-related trauma in the past, you will likely have a longer delay in your finances in the present. If you do not begin to align yourself with the reality you want and instead choose to only pay attention to the physical evidence of your past vibration then you will begin to believe that the manifestations you have made are not possible, nothing is working for you and that the universe is not supporting you. You begin to have a scarcity mindset and you start to use poor words to speak against yourself and against the vibrations for your future.

If your mouth is poor and you are using words that are keeping you in lack and scarcity, then your life will be full of lack and scarcity. This is where a lot of people end up getting stuck in their manifestation journeys; they attend a workshop, make plans to create new realities for themselves, spend the next few days making manifestations and sending signals into the universe, and then the moment the vibrations from the past due to their actions from a few days or months ago begin to actualize themselves in the physical world they begin to allow doubt and negative thoughts to creep in and cause negative vibrations for their future. To successfully reach these new realities of wealth that you have manifested for yourself, you need to be patient and have a rich mouth no matter what you are seeing externally in the physical world because what you are currently seeing are the thoughts and vibrations of your past and the thoughts and vibrations you make now whether positive or negative will be what affects your future tomorrow.


While we are in this physical world, we have been given all the tools to create the life of our dreams but to do this we have been instructed to be patient and to trust in the timing of divine energy. Unfortunately, most of us are impatient in this human form and we have trouble accepting that there is a delay between making your manifestation, aligning with what you want, and then seeing this want manifest externally in the physical world. This delay, however, is important because it allows you to reassess and make sure that you do want what you think you want as well as allows you to realign with that new reality you are manifesting. Sometimes we need this time to control our emotions and forgive people so we do not end up making future vibrations with angry thoughts and words.
The thoughts, feelings, and words you are making at the moment will become your reality in the next few days, weeks and months so remember to always think and speak positively into your atmosphere, no matter what you are seeing externally and you will meet positive desires. Watch and control the thoughts you have and the words you speak because these eventually become truths for you in the future.

Value yourself first before you become wealthy

Today we are going to be discussing why you need to value yourself first before you start to see your wealth.
During a recent session with my mastermind, we discussed the financial trauma of our pasts and how important it is for us to forgive ourselves for them and allow ourselves to move forward from said trauma. It was during this session that I realised how much pain and anger we as individuals hold against ourselves and how we set unrealistic standards for ourselves then get upset at ourselves for not meeting these standards.

Do you value yourself?

Generally, most of us do not see any reason to place value on ourselves and this is a terrible mentality to have when you are aiming to be wealthy. We never appreciate who we are and the unfortunate thing about this is if you do not have any value for yourself as a person then there will always be something missing in your life. No matter how much money you have, how many awards you receive, how many successful businesses you own, or whether you have a thriving family life, if you do not allow yourself to appreciate where you are now and what you are accomplishing then you will never truly be wealthy.

What is wealth?

Wealth is not determined by the amount of money you have in your bank account. Of course, I believe money should be one of your best friends; I am not going to be metaphysical and say ‘happiness is your wealth’ because having money is important, but truthfully there are many people who have a lot of wealth in their bank accounts and yet are still poor. To be truly wealthy, you have to have abundance in all areas of your life – your relationships, your health, your happiness, your mental health and of course your bank accounts. The true extent of your wealth does not stop at just making money so you cannot let money be your only focus in life; you cannot allow amassing money to be the source of your happiness. This realisation that there is more to wealth is what has allowed me to recognize the importance of appreciating who you are no matter the phase you are going through in your life.

You are valuable

During one of my workshops, I spoke on the difference between self-esteem and self-worth and I believe that self-esteem is something you continuously work on and strive to achieve while self-worth is independent of all your achievements, you need to make a conscious effort to accept that you are valuable just the way you are, no matter where you are in life. A pastor I listened to once explained that no matter what you have done or how much of a sinner you believe you are, God does not see you that way. Divine energy does not look down on you because you have sinned nor does Universal energy look down on you because you believe you have not lived up to your own expectations, no matter what the situation may be they are always supporting you and will always be there to guide you on the right path. Someone once told me that the universe is always trying to lead the right way no matter the wrong paths you have taken in the past, just like our satellite navigation system for example and how, when you take a wrong turn, she is always ready to readjust her directions and guide you back on your right path without looking down on you and criticising you for your mistake.
Similarly, Universal energy does not condemn you for the mistakes or wrong turns you have made in life and is always ready to put you back on the right track. There is nothing you can achieve that will make God or Universal energy love you more and there is nothing you can do that will make them hate you or dislike you either however that does not change karmic debt and the laws of sowing and reaping so if you are committing crimes or if you are attracting low vibrational energy then what you give is what you get back in return, that is universal and is the consequence of your own actions, not God punishing you.
As a child, my mother used to say that God loves us more than seventy mothers meaning God loves you seventy times more than your mother who already loves you more than anyone else in the world. This confused me because I remember thinking ‘If God loves me why does He punish me when I make a mistake? Why would God not forgive me when my mother can forgive me when I do something wrong?’ but now I have come to understand that there is a cause and effect for everything. God is not punishing you for doing wrong; rather, according to universal law, your actions and wrongdoings from the past are what come back and cause problems for you in the future. So in truth, you are punishing yourself later with your wrongdoings now.

Appreciate who you are

As human beings, criticising ourselves always comes so easily to us. Sometimes, even when we are doing things right we find reasons to look at the things we could have done better and criticise ourselves for them. You realise that you are constantly holding yourself to these ridiculously high expectations; asking yourself why you did not give a better presentation, whether you could have controlled your temper more, if you made all the right statements or wishing you were a better parent to your kids and this constant search for imperfections only makes you look down on yourself and see yourself negatively. Self-improvement is good, you should constantly strive to improve yourself and to remain in happiness and joy, not anger and frustration but you must also accept that you are a work in progress; if you were meant to be perfect, God would have made you that way.
We all have our individuality and our various quirks, our good, our bad, and our ugly’s but all these things are part of what makes us who we are now. The problem with the majority of us is we constantly look for our imperfections and shortcomings when really we need to accept that we are having a physical experience in a physical body and therefore will always have one shortcoming or the other. We are always going to make mistakes but what is most important is that we learn from these mistakes and not have unrealistic expectations of who we need to be or where we should be heading because these kinds of expectations are what hold us back from adequately loving ourselves and properly appreciating who we are as individuals.
This morning I woke up and I felt like I looked beautiful. My abusive ex-husband was a textbook narcissist and being married to him was the worst seven years of my life so it took me a long time to get where I am today but this morning, I looked in the mirror and told myself that I was beautiful and that I was gorgeous. And these were not affirmations, this was me appreciating my physical body for where she is now. Of course there are still things I would like to achieve, I still want to be a smaller size and I would still like to be healthier but overall I appreciated myself and I gave her all the love and compassion that I hardly ever showed her in the past. I found that I was always looking at my body when I was uncomfortable and it was in these uncomfortable moments that I focused on the negatives and found one imperfection or another with myself but now, especially recently, I tell myself how beautiful I am and I allow myself focus on the positive parts and the things I love about my physical body. I appreciate things about myself that I genuinely and truthfully love and refuse to let these negative imperfections make me feel less than who I am. I will always strive to improve and be a better version of myself but that does not change the fact that I am perfect just the way I am. There are so many things we can improve on in life and these things are ongoing but when you look in the mirror I want you to see yourself physically, emotionally, and spiritually, and be proud of who you are, no matter your emotional scars. When I look in the mirror I allow myself to see this strong independent woman and I love her and where she is now no matter what I have been through or the emotional scars that I have, I am extremely proud of myself and that’s how you need to be with yourself as well.
Nobody knows your story and no one knows what you have been through to get to this point except you so it is your responsibility to be your own best friend. The only relationship you know is going to be with you forever is the one you have with yourself; when we die, our physical bodies will remain in this dimension and only our spirits will cross over to the next one so you need to stop being so hard on yourself and criticising yourself. You need to stop beating your body up and instead, look at yourself in the mirror and show your body more love and gratitude.


Appreciate yourself for getting up every time you fell and for all the hardships you have overcome to get to where you are now and once you start recognizing that you are a miracle and you begin to recognize your higher self constantly telling you how amazing you are, you are going to see your life transform and you are going to start to appreciate yourself for the things you are currently taking for granted. You are amazing and you deserve all the miracles, abundance, and happiness heading your way and if you do not allow yourself to feel like you deserve everything that the universe has to offer then you will self-sabotage, in one form of your wealth or the other. Strive to be a better person than you were yesterday, to help more people today than you did yesterday, to control your emotions better than you did yesterday, and as always, continue to improve yourself daily. Build a better relationship with yourself and watch how having a healthy, happy relationship with yourself would raise your vibration and steer abundance and wealth in your direction.

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