Gull Khan

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Month: August 2020

The Conscious Mind: How it Affects your Money Mindset

The conscious mind has a huge impact on our money mindset and abundance. 

It acts as a gatekeeper and interpreter of what’s going on in our world. 

Today we will be talking about the three levels of the mind and how it affects our views about money, wealth, and abundance. 


conscious mind


The Three Levels of the Mind


Before we begin, I’d like to talk about the three levels of the mind. 

These levels dictate how we react and respond to the stimuli around us. 

In Psychology, these include the conscious mind, subconscious mind, and the unconscious mind.

Siegmund Freud talks about this concept in his “Iceberg Theory”. 


conscious mind iceberg


According to him, the conscious mind consists of all your mental processes. It is our awareness and is considered the tip of the iceberg. 

This is the part of ourselves that is exposed to external stimuli. 

The subconscious mind is the part of our mind that influences our actions and emotions. 

It banks everything that happens to us and stores our core values and belief systems. 

On the other hand, the unconscious mind talks about the concepts that are not accessible to the conscious mind. It can influence our judgments, feelings, and even our behaviors. 

This is where all our feelings, motives, and decisions are stored. 

All these three make up our consciousness or psyche, which Freud successfully coined the id, ego, and superego. 


What is the superconscious mind?


In my opinion, the three levels of the mind are as follows: the subconscious, the conscious mind, and the superconscious mind. 

The subconscious mind is your consciousness responding to automatic behaviors. 

It is power without direction because it doesn’t have a choice. It doesn’t argue and cannot reason. 

And it only does what you instructed it to do. 

The conscious mind sees life as it is. It helps us define the world according to our senses. 

It also acts as our conscious compass and teaches us about what’s right and wrong. 

This is the part of the mind that lets us see what is good. It also acts as a gatekeeper that categorizes how we experience the world. 

The conscious mind is responsible for human behavior and what you think is true. 

Our superconscious mind, on the other hand, is our connection to the Divine Source Energy. 

Plato’s theory is that we have an indestructible soul that cannot be separated from all things. 

Our thoughts and actions and the information we acquire become part of our being. And these connect us with other beings as well. 


The superconscious mind and intuition 


superconscious mind


As a child, I’ve always wondered what people meant when they said God is with us. 

It was only when I learned about the superconscious mind that I got to understand what that meant. 

As mentioned, the superconscious mind is God’s connection with us. It is through this consciousness that we get access to Him. 

And because it is part of us, then God is with us wherever, whenever. 

This is how we get inspiration and desires. The Divine Source Energy gives us the nudge, the direction we need to go through intuition. 


How our superconscious mind relates to abundance 


Every single person has the divine design planted in them through these consciousnesses. 

And each person has the potential to achieve their life’s design. 

The problem is, almost everyone tends to block this through self-sabotage. 

Negative thoughts like ‘It’s impossible to achieve,” or “I don’t have the skills, connection, or talent to make it happen,” make it more difficult. 

Truth is, our superconscious mind is God’s way of showing us our true potential through our intuition. 

And it’s rather unfortunate that some disregard their intuition as a daydream. 

Our desires come as God’s message of where we’re supposed to go. This desire added with the right attitude lets us fulfill our divine design. 

Intuition houses your superconscious mind. This gives you the tools and the means to fulfill your desire. And guidance is given through it. 

If you are not listening to intuition, it means you don’t train your conscious mind to listen to the Divine Source guidance 

And if you want to increase your wealth, then it’s time to listen to your gut feel and intuition. 


Intuition, Money Mindset, and Abundance 


So how can you use your intuition to increase your abundance and change your money mindset?

The secret is FOCUS. 

focus mindset


When you start focusing on the right things, abundance will follow. 

Our minds tend to focus on what matters to us, and this might depend on our subconscious mind. 

Unfortunately, our subconscious mind is greatly affected by our formative years. 

From 0 to seven years old, we have learned to navigate the world with our senses. We also learn the basic concepts and foundations of our beliefs. 

So whatever you download during this age can affect your relationship with money. 

But if you learn to focus your thoughts on rewiring these beliefs, it will be easier to create new connections and perspectives. 

Focusing your energy also helps you set your desired results. It also retrains your subconscious mind to see a clearer vision of your divine design. 

When you start listening to your intuition, it lets you tap into the Divine Source Energy. And when you do, your faith increases and you also become more open to opportunities 




The conscious mind and other levels can define how you treat money and abundance. 

To change your current mindset about money and abundance, listen to your intuition. It helps you connect to the superconscious mind and tap into the Divine Source Energy. 

Listen to this episode here 


Change your money story with our Five Day Millionaire Mindset Makeover Challenge.

Join the waitlist here:


The Law of Prosperity and Imagination: Why It’s Important

The law of prosperity tells us the absolute truth about abundance and wealth. 


It’s quite simple. You are the creator of your own prosperity.

You are in charge of how your future goes. 

Today, we will be discussing the law of prosperity and why imagination plays an important role in your abundance. 


the law of prosperity


What are the principles of prosperity?


The most important principle of prosperity coincides with the universal laws of money. It states that prosperity is the result of your thoughts and actions. 

You are the sole creator of your prosperity. All of your actions and intentions will impact your success.

Everything and anything you want to happen will happen as long as you act on it. 

Read about the universal laws of money here:


The Seven Powerful Principles of Prosperity discusses the different principles of prosperity quite well. These principles give us more information about how we can harness the power of prosperity in our lives. 

Here are the seven principles of prosperity. 


The Pareto Principle 


This principle is also called the 80/20 rule. 

In essence, it means 80% of the effects and results you get come from 20% of the effort you give. 


Parkinson’s Law


Parkinson’s Law states that work expands to fill the time available for its completion. 

In other words, one would assign time limits to their tasks and act according to the limits they set. 

So if you decide to work on a 1-minute task for five minutes, then you’ll spend five minutes finishing a one-minute task. 


Law of Averages 




The law of averages talks about probability and how it affects events and occurrences in the long run. 

No one experiences mishaps and despair all of the time. There will always be one event or situation that will at least give you happiness and fulfillment. 

In other words, experiencing six no’s on your proposal will likely give you a yes in the foreseeable future. 

The point is, you must keep on pursuing your goals consistently. All the adversities and challenges you’re experiencing will make the yes all the sweeter. 


Law of Association 


This law states that you are the average of five people you spend time with. 

So if you want to be successful, this means you need to hang around the right people who are enjoying success. 

The same will go if you choose to spend time with people who let their talents go to waste. 

You will never see your full potential if you don’t push yourself to do better. 

That’s why it’s essential for you to choose your company. They will have a huge influence on how you will attract money and prosperity. 


The Law of Giving 


The Bible often talks about the law of giving. This idea is repeated several times in both the old and new testaments. 

Even Jesus Christ talks about how blessed we are to give rather than receive. 

The book called The Go-Giver by Bob Burg and John David Mann also talk about this principle in detail. 

Here’s a powerful quote from the book.

“All the great fortunes in the world have been created by men and women who had a greater passion for what they were giving — their product, service, idea… than for what they were getting.” 


The Law of Gratitude 


the laws of prosperity and gratitude


The law of gratitude coincides with affirmations. 

It says gratitude creates a strong rewiring of our thoughts. These affirmations become so powerful that it drives us to change deep-seated belief systems.

This principle also believes that there is an Almighty, a Divine Source, a God that provides you with all your needs. 

Gratitude brings people to believe that there is a God who loves them and provides for them. Because of this, they feel that they deserve the blessings they receive. 

This feeling of gratitude helps them be more giving towards others. They also do good things and pass on their blessings to others. 


The Creative Law of Prosperity 


The creative laws of prosperity talk about the power of imagination and desire to drive us towards our goals. 

This law requires you to create a strong compelling desire for something you want. 

Catherine Ponder discusses this concept in her book ‘The Dynamic Laws of Prosperity’.

She said many want to be successful in life, but only a few succeed. Their strong desire was what made the difference. 

This longing to change the way they live became their greatest motivation to change their ways and upgrade their way of life. 


How do we receive prosperity from God?


Now you might be asking why I’m suddenly talking about God, Allah, the Almighty, and the Divine Source. 

In fact, in the past, I’ve always said that you are in control of your life. You are also in charge of the abundance that comes to it. 

But truth is, there is a higher being that provides for us


God provides prosperity


Your desire to be prosperous comes from a higher life force energy. 

Life in itself is a gift. Anything you want or have comes from God. 

This means the Divine Source Energy provides all things. The desires in your heart come from God’s will to make it your reality. 

And that desire comes alive through imagination. 


The Law of Prosperity and Imagination 


Your imagination is one of the most powerful tools that the Divine Source Energy has gifted you. 

It separates and elevates you from all of God’s creations. 

Through imagination, you are also given the power of creation. What you will, you desire, will be brought to life. 

The ideas that come from your thoughts can become your reality if you have the right motivation to make it happen. 

Now, this can go both ways. 

The world has a way to corrupt us. We’ve heard so many myths and misconceptions about the laws of prosperity and abundance. 

Some say these laws were meant to keep us from being greedy. It’s also meant to keep our attitude in check. 

But we as humans forget that there are absolute truths about life. 

The secret to true abundance and happiness is accepting that nothing can stop God from giving the desires of your heart. 

Nothing can stop him from giving you the things you deserve. 

Most people would say money is equal to greed. Money is evil. 

But the truth is, money is a tool to be used for one’s well being. 

All you have to do is accept these laws to achieve prosperity. 

Learn more about your financial personality here:


How Imagination makes prosperity happen 


the law of prosperity and imagination


So how does imagination help increase your prosperity? 

We all have the seed of genius inside of us. And I believe this seed connects us to the higher being, our Divine Source Energy. 

It helps us communicate through our intuition. And these flashes of inspiration are actually God’s revelations of what we could potentially become. 

Our imagination helps us create a strong desire in our hearts and minds. 

It gives us a sense of purpose, a clear image of what we can become. 

By imagining situations we want to be in, it raises our attention towards the right path. 

It helps us change perspectives to we could act on our desires. 

Imagination is beyond reason, just like the Divine Source Energy. And the combination of imagination, purpose, and action helps us reach new heights. 


Practical Tips for Visualization leading to Prosperity 


Visualization is a great way to practice the laws of prosperity and abundance. 

The benefits include increased internal motivation, activating your creative subconscious, and imagination. 

It also conditions your brain to recognize abundance and receive blessings as gifts from the Divine Source Energy. 

Here are some practical tips on how you can use imagination and visualization to increase your prosperity.


Vision Boards 


vision board


Vision boards are a great way for you to practice envisioning your wishes and desires. 

Creating one invokes deep emotions that can cause you to move. 

When you consistently see the vision board you create, it can push you to take action to make it happen. 

Vision boards also help you assign strong emotions to each image. Choosing the right visual representation for your goals increases your attachment to it. 

Every now and then, you can rebuild your vision board to reflect your current goals. 


Goal Setting 


Goal setting is a powerful activity that lets you bring your ideas into the world. 

Writing down your thoughts let you create a roadmap of all the things you need to do. 

It can give you access to questions and steps you need to take to make things happen. 

Writing also lets subconscious ideas surface. It can bring you the clarity you need and revelations you need to see about yourself. 




meditation and prosperity


Meditating can help you with a lot of things. 

From healing to raising vibrations, meditation can help you deal with emotional blocks. 

Clearing these blocks can also open you to new opportunities and possibilities. It also helps you practice visualizing and letting your imagination guide you. 

You can do guided meditations for specific goals like losing weight or increasing productivity. 

It can help your mind be more at ease and open to exploring the visions it shows you. 




The law of prosperity is simple. 

One, there is a higher being, a Divine Source that provides all things. 

Two, you are in control of the level of prosperity you can create in your life. 

All you have to do is tap into your intuition and let it guide you according to God’s plan. 

And when you get the inspiration and the vision, you need to act on it and make it happen. 

Want to learn more about the laws of prosperity? Listen to the podcast here: 



How do you practice the law of prosperity? 

Share your tips below. 

How Self-Love Leads You to Wealth and Abundance

Do you struggle with self-love?

Are you embarrassed about something that happened in your life?

If you’re struggling with accepting and embracing your ugly, then this one is for you. 

Today I’ll be talking about the importance of self-love and how to embrace your ugly. 




Embracing thy Ugly 


Everyone has a past. And every person deals with something that they want to hide from the spotlight. 

Some suffer from the trauma they experienced as a child. 

Others deal with the shame of current failures and betrayals. 

It’s always difficult because we all have to deal with the judgment that comes with the pain. 

I know, because like you, I have my way of embracing my ugly. 

It took me a while to talk about my demons and get over the shame I felt. 

See I come from Asian roots and a conservative family at that. As a woman, I was expected to behave in a certain way. 

I tried my best to find a balance between living my life to the fullest and being a dutiful daughter to my family. 

Unfortunately, things didn’t work out as planned. 

I ended up getting married and divorced twice. I had a child for each marriage. 

I suffered verbal and physical abuse and even caught my husband cheating red-handed. 

There were a few in the family who told me that I was supposed to stay through the marriage for the kids. 

self-worth depression


Some talked behind my back and ostracised me for wanting to divorce both husbands. 

And for a time, it caused me to lose my self-worth. 

It was only when I decided to confront this fear of judgment for family, friends, peers that things changed. 

I knew there will be raised eyebrows when I started to share my story. But I didn’t mind. 

It made me real and relatable. And it made those who went through the same thing feel empowered. 

My story of defeat, the deepest, darkest parts of my being turned to be my superpower. 

Instead of shame, I felt liberated, loved, and supported. 

I no longer need to fear judgment because I have accepted what I thought were my ugly parts. 


Self-Love Psychology


So what do I mean when I talk about embracing your ugly and the importance of self-love?

It goes beyond the state of feeling good. Self-love is beyond skin-deep. 

Psychology Today’s self-love definition is a state of appreciation for oneself. It grows from our actions that support our physical, psychological, and spiritual growth. 

It’s the dynamic that causes maturity in us. It means accepting your strengths and embracing our weaknesses. 


self-esteem and self-love


Self-love also means having more compassion for ourselves as human beings. It also defines our need to thrive and live fulfilling lives. 

Loving yourself doesn’t mean you think you’re above everyone else. It also doesn’t mean you think you’re better. 

For me, is learning to accept your mistakes and shortcomings as a part of what makes you unique. 


What is the Importance of Self-love?


You might think practicing self-love comes innately in everyone. Unfortunately, it doesn’t. 

Many of us are struggling with trauma in different shapes and forms. 

As an energy healer, I help my clients with rewriting their money stories for abundance. 

A huge part of that is healing old pains and afflictions caused by other people. 

These negative energies act as blockages that stop the flow of abundance. 

Many of my clients talk about physical and emotional abuse. Some even talk about their experiences with sexual abuse from the people they love and trust. 

From an outsider’s perspective, it can be difficult to understand the burden of guilt and shame. 


self-worth guilt and shame


But for the victims, it means a lifetime of dealing with mental health issues, low self-worth, and self-esteem. It also leads to doubting their abilities and decisions. 

That’s why no matter how good they are at what they do, they can’t seem to find the abundance and happiness they desire. 

That’s how important self-love is when it comes to abundance. 

It helps us face the shadows that we think hold us down. Facing and embracing this darkness allows forgiveness. 

The act of forgiveness brings peace. It also lets go of the shame and fear of judgment. 

And when you do, your confidence grows and true abundance begins. 


Self-Love affirmations to boost your confidence 


Affirmations are a great way to rewire your brain into thinking more positive thoughts. 

Our thoughts can quickly become our realities. And negative scripts can easily become self-fulfilling prophecies. 

Self-love affirmations is a great way to combat the negative self-talk we’ve been so used to.

Positive statements can help speed up the process of rewiring your brain. It trains your brain to make you more susceptible to change. 

Research showed that people who spend even a few minutes saying affirmative statements perform better.

Affirmation statements also help relieve stress. Studies also mention how it helps lower the risk of mental issues like depression and low-self esteem. 

Here are some powerful self-love affirmations you can use to boost your confidence.

  • I am enough. 
  • I have the power to change my world.
  • I let go of negative self-talk.
  • My life is a place of happiness and love.
  • I am not my mistakes.
  • I radiate love, peace, and happiness.
  • I choose not to take things personally.
  • I release any need for misery and suffering.
  • I radiate confidence, self-respect, and inner harmony.
  • I choose to be grateful for all that I have.


self love you are enough


  • I am powerful beyond my wildest dreams
  • I am not afraid to feel my feelings.
  • My voice is valuable and my opinion matters.
  • My mind is filled only with loving, healthy, positive, and prosperous thoughts.
  • I consciously release the past and live only in the present.
  • My relationship with my body is one of perfect harmony.
  • Even though I don’t feel worthy right now, I know deep down that I am worthy of love, forgiveness, and healing.
  • I see my struggles as opportunities to grow and learn.
  • I embrace my flaws knowing that nobody is perfect.


You can check our more self-love quotes that resonate with you here


Five Self-Love Exercises You Can Do Today


Here’s something you need to know about self-love. It’s never selfish. 

Your health and well-being are as important as anybody else’s. 

Know that you shouldn’t feel guilty about setting boundaries or saying no to things you’re not comfortable doing. 

There’s also no shame in admitting to mistakes and wanting to take a break. 

Here are five easy self-love exercises you can do today. 


Set time blocks to do things that you love. 


Indulge yourself and take time to do what makes you happy. 

Learn how to cook. Do arts and crafts. 

Read a good book. Sleep. 

Don’t mind what everyone thinks and do what makes you happy. 


Discover your triggers 


You can’t control how others act around you. But you have the power to choose how to respond. 

That’s why self-awareness is power. 

It’s easier for you to predict your behavior and take control of your emotional response when you know what triggers you. 


Practice journaling and forgiveness exercises. 


Journaling has tons of benefits. 

it gives you a space for writing ideas without fear of judgment. It also helps you keep track of your responses and behaviors. 

Check out this quick video about the power of journaling here. 



Mind what you eat. 


What you eat has a huge impact on how your body responds. 

That’s why you need to be careful with what you feed it. 

Here’s a great article about food and self-love from


Invest in your personal and professional growth. 


Spending time and money for your growth is one of the best ways to practice self-love. 

Attend workshops, join classes, and get to meet new people with similar interests as yours. 

Increase your worth by investing in masterminds and personal coaching. 

Learn new skills and participate in discussions. 

Know that your opinions matter and your voice is as important as others. 

Go beyond your comfort zone and see how you grow. 




Embracing your ugly can do wonders for your self-worth and self-esteem. 

And practicing self-love is always good for our mental health especially during challenging times. 

Get more tips about self-love and embracing your ugly from my podcast here. 

Ready to change your money story?

Change your money story with our Five Day Millionaire Mindset Makeover Challenge. 

Join the waitlist here:


Cash Flow Mastery for Better Opportunities and Abundance

Cash flow and abundance go hand in hand. 

You cannot be truly abundant without having a good understanding of where your money goes. 

So today, we will be talking about free cash flow and how to manage it effectively. 


cash flow


Cash flow and your money story 


Before we go deeper into discussing cash flow, you must first understand how your money story affects it. 

Most people would think that free cash flow has a lot to do with the money that comes and goes. 

This may be true. However, the money you have on hand has little impact on how much of it you can keep. 

If you’ve been reading my blogs or listening to my podcast, you would know that money is neutral. 

And our ability to make money is focused on what our relationship with it is. 

cash flow


This is the reason why most people fail by creating positive cash flow. They fail to recognize how money makes them feel. 

If you feel scared about losing your money, you’ll eventually lose it. 

Feeling guilty about having ambition and wanting to be rich? The money will fall right out of your hands. 

Unless you change the way you think and feel about money, it will always stay the same for you. 


Common Cash Flow and Money Mindset Problems 


Whether it’s an entrepreneur, an employee, or a business owner, most seem to have problems managing finances. 

And most of the time, how they handle business is related to how they view money. 

These are the three most common personal finance issues people face. 


I don’t have much money to save 


Most people believe they don’t have much money to save. 

Some say their income is too low. Others say they just get a break-even from their business. 

But the truth is, most fail to save because they don’t have a good understanding of money and personal finances. 

They also choose to prioritize other things instead of creating a savings account. 

That’s why they find it difficult to create savings and free cash flow. 


cash flow and debt


I have too much debt


Most people use credit cards thinking it’s an extension of their wallet. It also gives you the impression that you can buy anything you want when you want it. 

The problem is, credit cards can be a huge money drain if not used correctly. And most people who use it usually get drowned into debt. 

The interest alone can be enough for you to save a good amount later on. 

People with debt usually live beyond their means. They also often act on a whim and make impulse purchases. 

This behavior almost always leads to more spending and no savings. 

But like money, debt isn’t always negative. 

Investopedia talks about good debt and bad debt. 

Good debts are the loans you take that have the potential to increase your net worth. 

On the other hand, bad debts involve borrowing money that depreciates you. 

The value of your debt can depend on individual factors. What matters is how you fulfill your duties of paying them back. 


I don’t know how to invest 


Investing is a huge part of abundance and cash flow. Unfortunately, not everyone has the knowledge or courage to make good investments. 

Some people are too scared to let go of their hard-earned cash. Others say the time and the risk it involves is just not worth it. 


cash flow and investment


There are those who think investments are too expensive. And some just don’t know where to start. 

Here’s another truth about money. It doesn’t like staying in one place. 

When you invest your money for a cause or another person’s business, it has room to grow. 

You help create opportunities for others and yourself. 

The key is to learn more about the investments you make. You can even get guidance from financial advisors on which investment options are best for you. 

Learn more about money personalities here. 


Cash Flow Analysis and how it works 


Business owners and entrepreneurs would understand how important cash flows statement and cash flow analysis is. 

For starters, it shows you how money flows in and out of your business. The cash flows statement measures how well your company manages cash position.

It also shows how well you generate cash to pay for obligations and operating expenses. 

Like any business, you should also understand how money and abundance flow into your life. 

You need to become aware of the blocks that stop this flow to remove it. Without awareness, it will be difficult to accept and change for the better. 

Here’s how you can remove your current money blocks


Like you, I’ve also experienced how it is to lack money and cash flow. 

It’s a bit ironic to think that a money mindset expert had trouble with creating money. 

Back then, I was frustrated because no money was coming in. 

It’s not that I couldn’t do it. After all, I became a millionaire before hitting 30. 

But with all the negative things happening to me at the time, I felt like the money just wouldn’t come. 

So I stopped and thought about what I was doing wrong and how I was going to fix it. 

I did my own version of cash flow analysis and made it work for me. 


Three Steps to Cash Flow Mastery 


cash flow mastery


I was at the lowest point of my life. 

My husband was cheating on me with a nineteen-year-old woman. I had two kids to feed with no money in the bank. 

I was a property millionaire and it disqualified me from getting assistance and benefits from the government. 

The only money coming to my account was for my children. 

I was frustrated and in despair. And I felt like nothing I did to make money was working out. 

So I stopped and thought to myself, what can I do to make it better. That’s how I came to design this three-step cash flow mastery process. 

Here’s what you need to do.


What do you feel about money?


First, you need to figure out how money makes you feel. 

Do you feel guilty about having it? Are you angry if it leaves? 

Is there any embarrassment or frustration whenever you talk about it?

These emotions you have around money tells you about the kind of relationship with it. 

Once you become aware of this, it will be easier to reframe your perception of money. It will also be easier for you to take control of your response. 


Start five bank accounts and assign labels to them 


Now you might wonder, why five accounts instead of one? It helps you know where your money goes. 

Here are the labels you should be using for each one: 

  • An account with your name – this will be the money you use for fun personal purchases. This removes the guilt you may feel for giving in to the things you buy to keep you happy 
  • An account for large purchases – this is the money you’ll use to make large buys like a house, a business, or anything that will take you six months to save up for
  • An account for charity – this account is your giving account. You can use the money here to give back to the community or a cause of your choice. 
  • An account for debt/investment – this helps you pay for any outstanding debt. Once the debt has been cleared, you can now save up for investments and 


Don’t have an account yet? No worries. You can use envelopes with this method as well. 

What’s important is the habit you’re creating and tracking where your money is supposed to go.


Pay each account at least 1% of your pay


Remember what I said about saving being a priority? This is where it comes in. 

The golden rule is to save at least 1% of your cash on hand for each. 

So for example, you have $100 on hand. All you have to do is put $1 on each envelope. Then you’ll be left with $95 to spend on your essentials. 

If you think about it, $5 isn’t much. But it makes a whole lot of difference, especially with the mindset you have around money. 

This will also develop a conscious mindset about saving, decluttering and attracting abundance in your life. 

As you get more opportunities, you can eventually increase what you set aside to 3%, then 5% until you get to 10% or higher. 

Next thing you know, you’ll clear your debt, you get a better relationship with money, and you’ve got money to share and spend on yourself. 




Mastering cash flow isn’t as hard as you think. 

To get started, all you need to do is identify how money makes you feel. Then develop a good cash flow analysis and system to maximize your money. 

To learn more about how to master cash flow, listen to my podcast here

Ready to change your money story? 

Change your money story with our Five Day Millionaire Mindset Makeover Challenge. 

Join the waitlist here:


How to Increase Money Vibrations and Be Happy With Yourself

Learning about money vibrations can help you understand how to tap into it.

In my previous blogs, I’ve shared about the universal laws of money and how we can raise our vibrations.

Today I will talk about money vibrations, how you can improve your relationship with money, and how to let go of toxic money. 


money vibrations


The Three Parameters of Money Vibrations


One of the core principles of the Law of Attraction is everything vibrates in a particular frequency. 

And you attract whatever you are in harmony with.

According to Chopra, vibration is the state of your being. And you have the power to tap into the vibration you want.

So today let me tell you about the three types of money vibrations.


Low Vibration Money


low money vibrations


Low vibration money is the money you get illegally. It might come from cheating, lying, or bribes. 

The problem with low vibration money is it comes with all the guilt, whether you like it or not.

It might seem like a white lie or something accidental that you do. It might also be something that you think doesn’t create any impact in your money story.

But truth is, you can taint your high vibration money with this energy.

For example, you are working in a government office. But then you get a situation where you’re asked to do something you’re not comfortable with. 

Or you were told to be quiet in exchange for a higher pay grade.

You might think it’s good to get the extra cash for the bills you need to pay. It might also be possible that you’re used to receiving these “favors” in exchange for the silence.

But in the end, the universe can get back to you in surprising ways.

What’s worse is, it can taint the money that you’re earning honestly.

And the thing is our subconscious is powerful. Your higher self will always know when you are doing something wrong.

So if you wrongfully attract money it will also attract low vibration emotions such as stress, anger, and fear. 

And in return, this money won’t bring you happiness. 


Neutral Vibration Money


neutral money vibrations


This is money you earn honestly whether through your own business, a job, or allowance from a parent or partner. 

Neutral money can go both ways. It can go high or low depending on how you respond to it.

The challenge with new money is the same. It also grows depending on how you feel.

Since neutral money comes from a limited source, it has the tendency to cause negative feelings to those who get it.

Let’s say you’re getting income from your parents or an inheritance. This may cause feelings of guilt since you don’t have much control over the amount you’re getting

For business owners, running a business can be tiring and frustrating. And the returns can be disappointing especially when you’re just starting out.

This can cause you to resent your job or your business. And that’s when neutral money becomes toxic.

When you no longer enjoy what you do to earn money, the energy changes.

You can keep on doing what you do to get the money but it no longer makes you happy.


High Vibration Money


high money vibration


This is the ideal vibration of money you would want to tap into. 

High vibration money means you’re receiving happy money. And when I talk about happy money, we’re talking about you having fun with how you get it.

When you are passionate about your business or your job that you just keep on attracting good energy. And this will result in an abundance of your money. 

The problem is, it can get difficult to sustain that satisfaction and happiness around money. Those who pursue their passions understand what I mean by this. 

Take, for example, you get your dream job with the best pay. You finally close the deal you’ve always wanted. You find your best clients and earn well in your business.

At first, you feel great. Everything goes perfect, and you’re having the time of your life.

But then the challenges start to come in. Maybe you change roles, office politics happen, or your manager becomes difficult.

Then burnout happens. You get tired and struggling with the tasks. And the high vibrations of money go lower until it becomes toxic money.

Money vibrations change overtime. That’s why you always need to keep things in check to make sure you maintain your happiness and satisfaction with money.


The Truth about Monetizing your Passion 


Let me tell you a story. 

I have experienced toxic money firsthand. I was financially dependent on my ex-husband at one point. 

And as our relationship worsened, my emotions towards taking money from him worsened as well.

And my relationship with money turned into toxic money. It got to a point wherein I used to be able to earn a good amount of money in my 20’s but couldn’t even make 100 bucks in my 30’s.

Toxic money takes away your money-making ability and keeps it in lock and key. 

So, you have to work through it to start attracting money again.

How do you do this? Monetize your passion.

If you are doing something you love to earn money, then you are also creating an environment for money to go in a higher vibration.

In my case, being a money mindset coach has got me at my highest vibration parameter. 

I have other means of creating income such as being an amateur trader and I could probably create more money with that it doesn’t matter. But since I am so passionate about money then this is what’s giving me abundance. 

I feel strongly about money and helping people change their mindsets towards money. And if you feel this way towards your job or your craft then you will attract high vibration money.

As a result, not only will you be abundant in terms of money you will attract good health and relationships as well. 

And I promise you, it will feel like you’re not working a day in your life.


Energy Clearing Tips to Increase Money Vibrations


So how do you keep your money vibrations high? You need to manage your energy around it.

Negative energy will only affect your money vibrations negatively as well. And you need to clear the negative energy around your money. 

Here are some of the best ways to clear your energy around money.


money vibe


Get grounded 


Focus your breathing and close your eyes. Imagine a light engulfing your whole body. 

Remember that you can permit what will attach to you. Permit positivity. Permit abundance. 

Once you start feeling stressed and worried about your money, try to do this. 


Cord Cutting


As humans, we find ourselves attached to people and places. 

We attach ourselves to them through a cord of connection. Imagine the cord connected to you and how it can get and give you energy.

If you attach to someone or something that is of negative energy, you will attract this energy as well.

We have to let go of attachments that will negatively affect us. Stand still and imagine cutting off the cords that no longer serve you. 


Clear and cultivate your energy


In yoga, we always start and end with “namaste hands.”

With your palms together in a prayer position, you are expressing that what you have released stays out and what you invite stays. 

When you are feeling frazzled by your finances, start to think happy thoughts and let go of what negative emotions you may have towards it. 

Press your palms together and keep those negative emotions out.


Cleansing your body


Treat your skin as a symbol of your energy.  You have to take care of it and keep it healthy.

Giving your body the self-care it needs.

You can eat right, exercise, and cleanse. It will equate to you giving your energy the care it needs too. 

Take care of your body, and energy and in return, they will take care of you.


Knowing your boundaries


Choose what you say yes and no to because whatever it is you choose to do requires a certain amount of your energy.

We all tend to say yes to things we don’t like doing in fear of judgment or upsetting someone. But doing something you don’t like will drain your energy. 

But of course, saying no also comes with responsibility. It is not just everything you don’t want to do has to be within reason as well.

You are responsible for your energy and what you do with it. So always know your boundaries. 

With a few simple reminders, we can also raise our vibrations towards money.

How we earn and spend money is a reflection of how much energy we put behind doing these things. 

We also have to remember how we feel about money can affect our money-making abilities. Be mindful of how you talk about money. 

If we protect our energy, we are protecting our money as well. 




Money vibrations can flow in the direction you want.

And everything starts with your emotions around money.

Listen and learn how you can increase your money vibration here.

Ready to change your money story?

Sign up to our waitlist here:


On Self-Worth and How to Create True Abundance

Self-worth and self-esteem are two words that are usually interchanged. 

Most of the time, people use it to describe how we carry ourselves and how important it is for your success. 

But is it really the same? 

Today we’re talking about the difference between self-worth, self-esteem, and how creates true abundance. 


self worth



The Golden Buddha 


Hundreds of years ago, there was a small village that took care of a golden buddha. 

It was the village treasure, and everyone took care of it. 

One day, intruders started attacking and looting the village’s neighboring village. In fear, the people and the monks started covering the golden buddha with clay. 

The intruders came and lay waste in the village. And unfortunately, all the monks who took care of the buddha were all killed. Despite that, the golden buddha was kept safe.


self worth golden buddha


Days turned into months, months into years, and years turned into decades. People forgot all about the golden buddha covered in clay.

Sometime in the 1950s, a monastery was being relocated to the same place where the golden buddha stood. 

The monks rented a crane to help with the clearing. But when they tried moving the huge hunk of clay, it proved to be too heavy to lift. 

Suddenly, something glimmered underneath all the dirt. And in disbelief, the monks started chiseling away the clay. 

After a few hours, the clay gave way to solid gold. 

Today the golden buddha sits in its own temple in Thailand in all its gloriousness. 


Self-worth vs. Self Esteem: What’s a difference?


Here’s one truth about human existence. We are all born with the potential to be great. 

But like the golden buddha, our potential has been covered in clay for so long that we forgot it even exists. 

This seed of potential can either grow and flourish as you grow older. It can also wither if left untapped. 

But the good news is, no matter how long it’s been buried by dirt, wear, and tear, this seed still lives in all of us. 

And like the monk, it’s our responsibility to get rid of the dirt so our true self can gleam and shine. 

See most people use self-worth and self-esteem as if they have the same meaning.

Psychology Today defines self-esteem as confidence in one’s value as a human being. It relates to achievements, good relationships, and overall satisfaction with the way you live. 

For me, self-esteem is all about what the world perceives about you. It’s what they see and hear from you. It’s the physical representation of who you are. 


self esteem self worth


On the other hand, the self-worth definition by Psychalive talks about the value we assign ourselves as people and individuals. 

Self-worth is how we see our internal being. It’s our personal value. In much simpler terms, self-worth talks about how much you appreciate and like yourself. 

Dr. Lisa Firestone got it right when she said self-worth is more about valuing your inherent worth. It’s all about loving who you are and not about what you do. 

The problem with today’s society is we’re focused so much on improving self-esteem. Most of the time, our measurement of success is all about how you fare against others. 

We often race against each other’s achievements.

This competitive culture drives us to focus on being the best to feel good about ourselves. Because of this, we value our sense of self depending on how we compare to the success of others. 

Our confidence becomes equal to the attention that we get. Success becomes superficial and materialistic. 

This cycle leads us to base our self-worth on how much applause we get. And when we lose the win, we think our value as people go down too. 

This is also the reason why mental health issues like narcissism and depression are so common today. 

People who prioritize self-esteem above self-worth tend to pay a high price. 

A research conducted by Dr. Jennifer Crocker showed students who base their self-worth on external sources tend to have higher chances of drug and alcohol abuse and eating disorders.


self worth and self esteem


The study involved getting responses from 600 college freshmen. These students looked at how people responded to their appearance, approval from others, and academic performance. 

These folks had higher bouts of anger, susceptibility to stress, and weakness to failure. 

On the other hand, students who had a stronger sense of self-worth did better in all aspects. 

They got higher grades, had better experiences, and were found less likely to drink, do drugs, or develop eating disorders. 

Now that you know how different self-worth and self-esteem is, let’s talk about how it affects your abundance. 


Self-worth and abundance 


Your self-esteem starts with your self-worth. 

It will define how you see the world and how you want it to see you. 

Building on your self-worth also helps you set the right boundaries and standards. When you set the right boundaries, the right opportunities also come up. 


self worth and opportunities


The same goes when you suffer from low self-worth and self-esteem. 

Whenever you think about your self-worth, you do an internal assessment of your current situation. And all the opportunities that come to you confirm how much you think you deserve.

The problem is, most of us don’t have the right mindset about self-worth and abundance. 

Remember the golden buddha? Most are still at the chipping stage. And it’s not easy. 

We have all gone through pain and trauma in our lives. 

Maybe someone told you that you weren’t smart enough or pretty enough. 

Maybe a friend broke your heart and told you you couldn’t succeed. 

Or maybe you’ve been comparing your progress to someone else. 

These thoughts and feelings are manifestations of low self-worth and vibrations. And when you keep at this level, you won’t be able to get the right opportunities and abundance. 

Read more about the universal law of money here. 

What you need to realize is that we’re more than what we see and feel. Our self-worth, our value as a soul, and spirit are connected to a higher being. It’s connected to the Divine Source. 

This is something that we have forgotten. 

We’ve been too engrossed in the idea of this physical world that they’ve forgotten who they are. 

So they diminish their value depending on their wins and failures. 

They measure their self-worth and self-esteem on the standards that the world sets. 

Remember, we are all born with the same potential. Nothin in this physical world can decrease our intrinsic value. 

There’s no one on this planet who is worth more or less than you. 

The only difference is how you are going to use your potential and how much you’re going to value yourself. 


How to increase your self worth 


How do you increase your self-worth to increase your value? 

It’s actually simple. Focus on you. 

Remember that you are in control of how you respond. 

When you begin to understand who you are in your core, you will become unfazed about what others think or feel about you. 

Sure, there will always be someone who has more success or better than you. But it doesn’t mean that you are worthless. 

But when you realize your potential, doors will open and you will have the right mindset and tools to create opportunities for yourself. 

So here are ways on how to elevate your vibrations and increase your self-worth and self-esteem. 


Reassess who you are and start conversing with yourself in the way you are 


Erika Andersen, author of Be Bad First talks the truth when it comes to judging ourselves. 

She said most of us don’t have a fair assessment of who we are and what we do. 

Oftentimes we focus on how people respond to what we do. And our happiness is based on whether or not they accept us. 

The key to increasing your self-worth is affirmations. It’s a great way to build your confidence and can help improve your self-esteem. 

Here are some great self-worth quotes you can use as affirmation. 


I am worthy


self worth affirmation


self worth affirmations


Start a gratitude list 


Gratitude helps you acknowledge yourself and boost your self-esteem. 

Being grateful helps people with trauma and adversity push through it better and increase their resilience. 

When people focus on what’s good, they also increase their vibrations. It also helps boost their happiness


Learn how to receive 


People with low self-esteem can also be poor receivers. This becomes a problem because you tend to miss the signs the Universe is sending your way. 

This is a huge thing when you think about it. 

Receiving is an act of letting go and trusting the Divine Source. 

This means learning to say yes at the right time. It also means going out of your comfort zone and trusting your gut. 


Stop negotiating your worth with others 


You get what you believe you deserve. And the only way to get the salary you want or the rate you want, then the only way to do it is to ask for it.  

It doesn’t matter if you’re negotiating for money or extra time. What matters is knowing that you deserve the life you want. 

So if you want to grow your business or change the life you’re leading, start with prioritizing your worth. 



When you become happy with who you are, everything will fall with ease and grace. 

That’s what happens when you focus on improving your self-worth. 

Are you ready to change your money story?

Register to my Five Day Millionaire Mindset Makeover Challenger here.  

How to Upgrade your Financial Personality and Money Mindset

Our financial personality says a lot about how we deal and attract money.

The problem is, most people are not aware of the kind of money personality they have. Some are even willing to deny how they respond to money.

So today, we’ll talk about how to understand your financial personality. 


financial personality


What is financial personality?


Your financial personality is your mindset when it comes to dealing with money.

It also refers to your response around money, how you spend it, and how you invest it. 

Do you create a budget for your expenses whenever you get the money? Or are you the type to borrow money to cover your previous debts?

Risk Magazine talks about different financial personality types.

These types are based on how people respond when they have money at hand. And while they may be labeled differently, I must agree that these are true and common.

Here are five financial personality types and how to know which one you have. 




financial personaly debt

People with in-debt mindsets tend to spend money even before they are available. 

They don’t follow any budget or set any savings. They usually live life believing today is the last. 

They give in to impulsive buying or overspend on unnecessary things. Because of this, they also tend to borrow money from friends and relatives to make ends meet.


The Ostrich


Some people just don’t like dealing with money. It might be too stressful for them. 

Yes, money can make your headache once in a while but that just means you have to face it head-on.

But Ostrich people are those who rather just not deal with it at all. They don’t organize their finances and just turn a blind eye on what is going on with their money.

The problem with this is how can you earn more money if you don’t even know what’s happening with it.




People with breakeven money mindsets often cover their expenses well. They pay their utilities on time, have a bit of saving in the bank, and even have the money to buy whatever they want.

The problem is, their behavior towards money tends to be more on the spending side.

If they have money to spend, they will spend it because they think they deserve it. 




financial personality stingy


These people are those who have more than enough money to live comfortably. They probably don’t worry about their bills and can afford a meal at a pricey restaurant. 

Problem is, people with this kind of mindset can be stingy. They fear that they will lose the money they have. 

So instead of spending it, they hold on to it. 

They don’t go on vacations, they don’t buy pricey things. They always think that they don’t have enough. 

They end up living a frugal life. 

And you might be thinking that there are people who became millionaires this way. While this might be true, these people tend to repress themselves of their desires. 

Then one day, they realize they haven’t lived their life to the fullest 




financial personality mindset


The rich money mindset is the kind that everyone should aspire for. 

These people know how to handle their money and when to spend it. They value time over money. 

They’re the ones who spend their time learning new skills. They grow their network of people and aren’t shy about admitting they need help. 

These people invest their money in stocks and on people who have the skill to be an essential part of their business.

They believe that money is easy to make and flows to new sources. 


There are no exemptions when it comes to the kind of money mindset you develop. 

You can belong to three generations of millionaires and still be stingy about money. 

Poor and underprivileged people can be born dirt poor and become billionaires later on life. 

The real key to abundance is not where you come from, but who you strive to become. 

Want to learn more about your financial personality type? Take a test here. 


Your belief and your money mindset 


Before we can elevate your mindset into the best one that will give you abundance, we have to understand why we are at our current mindset.

But what do I mean by identity?


belief systems


Your identity is the product of your environment and socioeconomic status. It is also influenced by your religious beliefs.

That’s why most people get frustrated whenever they try to change and nothing happens.

No matter how much you pray, or pledge, or manifest money, it keeps running away from you.

You still have guilt feelings whenever you try to charge higher. Or feel shame whenever you have to ask for payment.

Again, it’s not your fault.

It takes time to change life long beliefs, especially when these beliefs are accepted by society as a whole.

There are so many things that religion teaches us about money, and I hate to admit that some of them are contradicting.

All faiths discuss the duality and injustice in society. It talks about doing good for others and sharing your blessings.

It also warns about the evils of wanting wealth and money. Like if you want too much, you’ll go to hell. Or turn into a cockroach or a worm in your next lifetime.

As I’ve been saying in the previous posts, money is neither evil nor good. It just magnifies the kind of person you are.

Religions also don’t define money and wealth as something undesirable. In fact, most religions also talk about being prosperous and becoming fruitful.

While religion and your belief system have a strong influence on your money mindset, it goes back to one universal truth.

All your decisions in life and in your financial situation are all on you. And you alone are responsible for how you behave around money.

But it takes practice to make the shift happen.

Until then, have faith that the law of abundance is working for you. You might not see the results yet, but it is working.

And one thing you have to remember is that with all of this, it is not money’s fault. It’s just that you are looking at money with the wrong mindset.

When you’ve changed these mindsets and upgraded your financial identity, the money will come to you.

Remember, the more you force it, the more money will run away from you. 

You can see some fundamental changes you can also do to fix your current money personalities here.

[Read here to learn more about how your money mindset affects your abundance]


How to upgrade your financial identity and money mindset


financial personality growth mindset

When you change the way you look at things, the things you look at change.

Focus and awareness do that for you. That’s why it’s the first thing we act on if we want to change something about ourselves.

Now that we have identified the types of financial personalities, it’s time to talk about what we need to do to make the shift.

Here’s how you can change yours and get that rich money mindset.


Identify what your money identity is and your current limiting beliefs


List down who you are. 

What is your background? What is your profession? What do you identify with?

For example, you can identify as a rock music type of person or a pop music type of person.

List down every aspect of your identity down to what kind of car you have, where you live, your civil status.

Also, consider your age and your belief systems because these things also affect your beliefs around money. 

And identify how these aspects impacted how you think and how you are.


Review your belief systems


As mentioned previously, religion can impact the way you see and feel about money.

Christianism, Hinduism, and other religions have taught us to be more giving to the poor and weak. 

And that I agree with. Sharing your blessings is part of abundance.

The problem is, we often connect this giving attitude to poverty instead. And that’s where all the confusion begins.

You can’t give it if you have nothing to give.

So how do you check yourself and your beliefs?

Feel your feelings around money.

Do you feel guilty for having it? Are you ashamed of wanting it and then being labeled as greedy?

Identify how your religious belief makes you feel about having and wanting money.

When you find this out, rewrite it in a way that takes away the guilt, shame, and fear in money.

Keep in mind that money is a neutral thing. It’s a currency that you can use both ways

In the end, it’s still you who decide what your money is worth.


Start questioning your current beliefs


Sometimes it is not what you do not know. It is what you currently believe in that hinders you from abundance. 

One thing you have to know is that money is just a magnifier. It will just magnify what is in the heart. 

If you are loving, caring, and kind, the money will magnify that.

If you are self-centered, narcissistic and conceited, then money will magnify that.

Money doesn’t change your character; it just brings it out. 

Your current mindset does not have to be that forever. It can change. 

Just like when I became a single mother, I acted and started thinking like one. That is the power of your mindset.


Think of what you want to identify with


Now that you know how you see yourself and what you identify yourself with, it’s time to think of your goal identity.

Get a piece of paper and divide it into two.

On the left side, write how money makes you feel. For example, ‘money is dirty.’

On the right side, rewrite your money thought into a positive phrase. For example, ‘Money is neutral and its value depends on how I use it.’

Then save some space to write down the goals you want to achieve such as: how much money do I want to make? Or what do you want to be doing in x number of years?

Do this for 21 days to make a habit out of it. 

Write a new feeling and a new goal every day so that it is easier for you to be honest with yourself and manifest the right things.




We all grew up with certain beliefs around money, but that doesn’t mean we cannot change this. 

Don’t stop yourself from wanting more money and believe that having more money means abundance for others as well. 

Also, don’t forget to recognize the distance between where you are now to where you want to be to push yourself into deciding to change your current mindset. 

Are you ready to elevate that financial personality into a better one?

Listen to the full episode on how to upgrade your financial identity here.

And join the waiting list for my Millionaire Mindset Makeover Challenge here.

How Your Money Mindset Affects How You Make Money

What kind of money mindset do you have? 

Do you feel like money slips away from your fingers? 

This time we’re talking about your money mindset and how you can make it even better. 


money mindset - how it affects money


Why most lottery winners almost always go bankrupt


Have you had any news of lottery winners maintaining or growing the money they got?

Research says 70% of lottery winners end up being bankrupt after a few years. Sadly, most winners also struggle with depression, divorce, and suicide. 

Most lottery millionaires admit feeling overwhelmed with all the sudden wealth. Some feel the stress of family members trying to leech off of them. 


money mindsets winning the lottery


Others feel the pressure of saying yes to loans, treats, and donation requests from friends and their community. 

Benzinga compiled a few of these lucky millionaires who ended up worse than they were before they got rich. 

William Post III won $16.2 Million in the Pennsylvania lottery in 1988. Two years later, he filed for bankruptcy after being in debt for $500,000. 

What did he do with his money? Post did some poor spending decisions such as buying a restaurant and an airplane. 

Billie Bob Harrell Jr. won $31 Million. His friends and family called Billie Bob ‘Santa Claus’ after paying their bills and buying them cars. He also purchased roughly 500 turkeys that he gave away to the poor. 

Two years after, Billie Bob went bankrupt and took his own life. 

Evelyn Marie Adams won the New Jersey lottery not once, but twice. By 2012, she admitted to being broke due to heavy gambling. 

Now you might be thinking, these people didn’t know how to manage money from the start. 

But even people who know how to manage money successfully also get into this huge trap. 

One popular story is that of Andrew Whittaker. Jack, as he is commonly known, had a net worth of $17 Million before he won the lottery on Christmas day. 

In 2002, Jack got a lump-sum payout of $ 170.5 Million. He donated a percentage of his earnings to charities and foundations. He kept his promises to friends and helped others too. 

In the end, he still ended up bankrupt because of drinking and gambling. What’s worse, he got to witness his daughter and granddaughter’s death. 

The point is, most people think having money is the key to their problems. 

Want to know the truth? It’s not the amount of money you have. What matters is having the right mindset in the way you’re handling money. 


Money, Mindsets, and Beliefs


Your mindset about money is the summary of all the experiences you’ve had from age zero until now. 

It’s based on the conversations you heard from your parents. It’s the tips you’ve heard from aunts and uncles about what career to take in college. 

It’s the unsolicited advice you’ve gotten from a friend about stocks and trading at 25. 

It’s also the same mindset that you use to decide how much money you’re going to make. 

See most people have limiting beliefs around money. And a huge part of these limiting beliefs affects the way they attract it. 

You can see it in the friends you choose, the purchases you make, and the life you get to live. 

Often, we think our options are limited because of our race, location, or age. 

I honestly couldn’t count how many times I’ve heard this reasoning from the clients I’ve helped. And I just want to say, none of this is true. 

Remember the universal truth about making money? Your age, location, or race has nothing to do with your potential to earn. 

It’s having a growth mindset that attracts abundance and the money to your life. 

There are so many self-made millionaires who were born into poverty. And yet they found opportunities and solutions that made them the money. 

Starbucks CEO Howard Schultz grew up poor with a father who had temp jobs. His father’s experience in corporate helped him create a culture that elevated coffee into new heights. 


money mindset starbucks


Who doesn’t know about Oprah’s success story? She was so poor she wore a potato sack for clothes as a young child. She had to endure years of sexual and physical abuse. 

At 19, Oprah decided to start a career as a female anchor in Baltimore. She endured sexual harassment and was fired seven-and-a-half months later. 

But instead of giving up, Oprah went on to become one of the biggest names in the world. She also became one of the richest and most influential people we all look up to. 

They are living proof that money flows when you focus on growth and value. 

How did they do it? 

For one, they were brave enough to challenge expectations and their belief systems. 

While the world told them they can’t, they shifted their focus on what they can do. 

There are two kinds of mindsets that you can function in: the growth mindset versus the fixed mindset. put it perfectly in this infographic. 

Carol Dweck’s years of research on growth vs. fixed mindset talks about how the quality of our lives is affected by the type of mindset we have. 


money mindset


People with a growth mindset are more open to learning and new adventures. They address challenges in a systematic manner. 

They persist when they hit roadblocks, are open to criticism and find genuine happiness in the success of others. 

The opposite goes for people with fixed mindsets. 

They avoid challenges and quit when things get difficult. They easily get offended when someone points out things for improvements. 

Because of this, they don’t hit their full potential. 


How to achieve a positive money mindset


So how does a growth mindset connect to having a positive money mindset? 

Having a growth mindset means you’re more open to opportunities. It also makes you try new things and see other angles to resolve your concerns. 

People with a growth mindset are also up to improving themselves. And this awareness also helps them pay attention to the way they think and feel about money. 


new money mindset


If you don’t have this kind of mindset about money or opportunities, it’s still not too late to make the change. 

All you need to do is make the decision to get started. 

Here are some ways to achieve a positive money mindset. 


Identify how you think and feel about money


The first thing to do is to understand that money is neutral. It’s neither good nor bad.

It’s used as a currency in exchange for the work and opportunities you create for yourself and others.

Once you accept that, it will be easier for you to have a better relationship with money. 

Learn how you can improve your relationship with money here. 


Take care of your emotional spending


Understand your triggers and identify your spending habits.

Do you use retail therapy when you feel sad? Do you tend to gobble up sweets when you’re anxious? 

Learn your response to money and what you do when you get it. 


Clear your money blocks


When you become aware of your money habits, it’s easier for you to identify the money blocks that you have. 

These are blocks that stop you from living to your potential. And that includes increasing your abundance and the money you have in the bank. 

[Read more on how to make money and clear your money blocks here.]


Be Consistent 


Any change you want to happen needs consistency. And since your money mindset took your whole life to develop, it can be challenging to make the change. 

Set achievable goals that you can easily adapt to. 

If you don’t have a journal, then this is the best time to get started with one. 

Write down things you’re grateful for. And reframe your mind by creating affirmations to help you manifest the things you want in life. 

Check out how you can change your paradigms more effectively in this video below. 


Your money mindset dictates how you can attract an abundant life. And no matter what your current mindset is with money, it’s still possible to make a change. 

Are you ready to change your money story?

All you have to do is decide to start that change of money mindset today.

Listen to the full podcast and learn more about the four money mindsets in my podcast here

And if you’re ready to change your money story, make sure to register to my Five Day Millionaire Mindset Makeover Challenger here. 

What Your Relationship with Money Says About You

Your relationship with money dictates how much of it you can attract. 

In my previous blog, we talked about the universal laws of money. We talked about the truths about money and how you create it. 

This time, we’re talking about your relationship with money and how you can make it better. 

So let’s get it started. 


relationship with money


Understanding your relationship with money

You can’t understand something you’re not aware of. That’s why you must know what your mindset around money is all about. 

But first, let me tell you another truth. Unlike common beliefs, money is neither evil nor good. 

Money is neutral. 

And that’s the whole truth. 

See, society has given us the idea that money is the root of all evil. Many people use the money to fund evil things. 

Some use it to hurt people. Others are driven to do bad things because of their desire for money. 

But in reality, it also goes the other way. 

neutral relationship with money

People also use the money to be a blessing to others. We feed the hungry and share it with the poor. 

We help out people in need and support schools, businesses, and other causes. 

One problem we all do is we attach too many emotions to money. And this heavily affects how we respond to it when we finally have it. 

But come to think of it, money is a currency that we use in exchange for the value and energy we provide. 

And it’s just that. 

The problem is, most of us attach a specific emotion to money. Because of this, we create blocks that stop us from having a good experience with money. 

That’s what I’m here for. 

My goal is to help you create a better relationship with money.  And the first thing you should know is that you have the power to change it. 


Your circle of influence and your relationship with money 

Psychology Today says how you respond to money is the sum of all your experiences. 

Your money mindset is the result of years of conditioning from other people’s traumas and beliefs around money. 

From zero to seven years old, your parents and family members have taught you how you should think about money. 

You’ve seen it in your parent’s relationship. You’ve seen it during family gatherings and events. 

You’ve seen how competitive aunts get every time they compare their children’s lives to others in the family. Or how they talk about the places they’ve traveled to and the new purchases they have. 

You’ve probably heard your parents fight over expenses or worry about how to pay for debt. 

You’ve probably witnessed your mom’s cousin crying during one of their visits asking for a loan. 

Your views about abundance and how you create money is also affected by the circles outside your family. 


relationship with money family


Society has taught us that people with money, position, and power have better opportunities. 

Religion has taught us that wanting money is the source of all evil. Wanting money leads to greed and injustice. 

That’s what we hear all the time in the news and other media. 

We are also taught to strive for our dreams and reach for the stars. But when we declare what our dreams are, we are often told it’s impossible. 

Or worse, there’s no money in it. 

We are also taught that we need to work hard so that we can earn well when we grow up. 

These mixed signals can lead us to view money in a dichotomy. And it has made it all the more difficult to create a positive relationship with money. 

We’ve attached different meanings and emotions to money instead of treating it as a neutral thing.  

We treat money with fear, shame, and even guilt. 

We treat it as something that’s beyond us, something impossible to achieve. 

Because of this, money and abundance run away from us.

[Read more about money blocks here.]


How to change your relationship with money 

Now, what does it mean to have a positive and healthy money relationship?

Dr. Brad Klontz talks about financial health as having a conscious and purposeful relationship with money. The goal is for you to feel satisfied and not overly stressed.

Having a good relationship with money means you spend it based on what’s valuable to you. 


relationship with money cash


You pay your bills on time. You have little or reasonable debt. You save money to meet your goals, and you have money in the bank for an emergency fund. 

You also think of money as energy which flows into other things. You don’t keep the money to yourself. Instead, you move it around by providing opportunities for others or investing it.

While there are people who already do this, the good news is, you can too. 

That’s the beauty of shifting paradigms. You have the power to change the way you think. 

All you have to do is decide to do so. 

To change your paradigms and beliefs around money, you need to understand its laws first. 

[Read more about the universal laws of creating money here. ]

Here are the steps you need to start making the change you need in your relationship with money. 


Be aware of the things you want to change

We cannot improve what we don’t measure. And we cannot change things if we’re not aware of it. 

And for you to change your money story, you must first identify what you need to change. 

Start with your current beliefs around money. Give it some time and think about how money makes you feel. 

Do you feel proud of the money you earn? Do you feel satisfied with how much you’re making? 

Do you feel guilty wanting more in your bank account? Are you comfortable with buying things for yourself? 

Write down your thoughts about what you heard about money growing up. Take note of the thoughts you’ve heard in the past and how your family has reacted. 

How do you usually respond when you get a sizeable amount of money? Do you spend it on one go? Do you keep it in the bank? Do you invest in it? 

Does saving and spending money make you feel good or bad?

Doing this will help you learn and understand what your relationship with money is all about. 


Describe and reframe how you think and feel about money

Now that you’ve written and identified your thoughts and feelings about money, the next step is to reframe it. 

There is power in writing thoughts and speaking words aloud. 

Identifying your negative paradigms and rewriting them into positive terms help make the change. 

For one, it strengthens your resolve. Another is it brings your thoughts into reality. 

It also trains your mind into changing its belief systems. The more you talk about these new thoughts, the more you become open to changing them. 


Measure and track your expenses 

Cash flow is an important part of understanding your money relationship. It gives you an idea of your spending habits. 

Tracking your habits can help you uncover other money beliefs you may not even be aware of. 

retail therapy relationship with money

You may find that certain triggers push you to buy unnecessary things. It can also explain why you respond to money the way you do. 

Measuring the amount and manner you spend your money can also be the best way to solve your woes around it. 

Need help in tracking your money habits? Check out these 12 free apps you can try. 


Forgive and be grateful 

Analyzing your money story can be a painful process. 

There will be a huge chance that bad memories come out while you’re listing things down. 

That’s part of the process, and it’s something you also need to do to make the change in your story. 

Forgiving people and yourself is the key to healing. When you forgive, you raise your vibrations and open yourself to new possibilities. 

On the other hand, gratitude helps you be in the moment. It also helps you be more thankful for what you have. 

Gratitude helps you adopt an attitude of appreciation. It highlights your best traits and makes it easier for you to adjust to difficult situations.


Get a professional to help you 

Of course, you can do this journey on your own. But it will be a lot easier and faster if you get a professional to help you out. 

help with relationship with money

Coaches and professional financial advisers can help you sort things out much faster. 

Get proven results because of the systems and processes they’ve already created. 

You also get to know more people who have the same challenges as you have. This will make your journey to a better money mindset much easier. 



You can start your life with a different mindset, but you can always make a change with your relationship with money. 

All you have to do is decide to do so. 

If you’re ready to change your money story, there’s no better time to start than now. 

Get more tips on how to create a powerful relationship with money in my podcast here

And if you’re ready to change your money story, make sure to register to my Five Day Millionaire Mindset Makeover Challenger here.

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