Gull Khan

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What is Your Money Mindset?

Today, we embark on a transformative journey as we unravel the profound impact of your money mindset on your financial well-being. Brace yourself for a mind-shifting experience as we delve into the depths of your beliefs, attitudes, and perspectives surrounding money. Drawing upon my extensive experience working with individuals from various walks of life, I’ve observed that every person falls into one of four distinct money mindsets. These mindsets act as the foundation upon which financial success or struggle is built, transcending factors such as educational background or current profession.

Before we embark on this enlightening journey, take a moment to reflect on the significance of your money mindset. Consider how it has influenced your financial choices, impacted your level of abundance or lack, and shaped your aspirations and goals. Together, we’ll unravel the depths of your money mindset, identify its strengths and limitations, and pave the way for a transformative shift in your financial trajectory.

Throughout this blog, we’ll explore each of the four money mindsets in detail, dissecting their defining characteristics, uncovering their impact on your financial well-being, and guiding you towards the mindset that aligns with your ultimate financial goals. Get ready to challenge your existing beliefs, overcome limiting patterns, and unlock your true potential for financial prosperity.

Understanding the Concept of Money Mindset

To embark on our journey of unraveling the intricacies of a prosperous money mindset, it is crucial to grasp the essence of what we mean by money mindset itself. Your money mindset encompasses a personalized collection of beliefs, ideas, opinions, and paradigms that shape your perception of money. It governs how you think about money, the emotions associated with it, and the underlying assumptions you hold regarding its acquisition and management.

Every aspect of your financial thinking is influenced by your money mindset. It affects how you approach earning money, your subconscious understanding of the efforts required, the time it takes to accumulate wealth, and even the possibilities of abundance in your life. Your money mindset serves as the driving force behind your decisions on saving, spending, and handling money.

Those individuals who possess a healthy money mindset embody a distinct set of empowering beliefs. They harbor a deep sense of confidence in their ability to manage money effectively. They understand how to allocate their resources wisely, making informed choices that align with their financial goals. They are free from the limitations imposed by a scarcity mindset, allowing them to transcend the comparisons with others and focus on their own financial journey.

A healthy money mindset fosters a mindset of abundance rather than lack. It liberates individuals from feelings of inferiority or superiority based on their financial standing in comparison to others. They recognize that wealth and prosperity are subjective and personal, allowing them to create their own definition of financial success. Whether their needs are modest or grand, they embrace the belief that they can generate the necessary resources to lead the life they desire.

Ultimately, cultivating a healthy money mindset empowers individuals to feel abundant, confident, and in control of their financial destinies. It grants them the freedom to make decisions without the constraints of scarcity, enabling them to fully embrace and experience the physical world around them in alignment with their aspirations.

The Formation of Your Money Mindset: Unveiling the Influence of Early Conditioning

Now that we have a solid understanding of what a money mindset entails, let us delve into the intriguing question of how it is formed. Prepare to be astonished as we unravel the profound influence of your primary caregivers during the critical developmental stage from birth to seven years of age.

Surprisingly, your money mindset is not something you consciously choose for yourself. Instead, it is largely shaped by the beliefs, ideas, and attitudes instilled in you by those who raised you. Your primary caregivers play a pivotal role in molding your subconscious programming, accounting for approximately 80% of your money mindset’s foundation.

During this formative period, your young, impressionable mind absorbs the financial paradigms demonstrated by your caregivers. Their beliefs about money, their behaviors, and their attitudes become deeply embedded within your subconscious. You unknowingly adopt their perspectives on wealth, abundance, scarcity, and financial decision-making.

As you progress through the stages of childhood, a smaller portion of your money mindset—around 20%—continues to evolve. Between the ages of seven and 14, and then from 14 to 21, your programming undergoes further refinement. These stages represent crucial windows of opportunity for reshaping and transforming your subconscious beliefs, as you begin to explore your own perspectives and experiences.

It is important to acknowledge that while your primary caregivers have a significant influence on your money mindset, they are not solely responsible for its formation. External factors, such as societal influences, cultural norms, and personal experiences, also contribute to shaping your financial beliefs.

Intriguingly, this programming extends beyond money alone. It impacts every aspect of your life, influencing your thoughts, emotions, and behaviors in diverse domains. From the way you tie your shoes to the food you consume, from your lifestyle choices to the relationships you form, subconscious programming profoundly shapes your reality.

For the purpose of our discussion, let us focus on the impact of subconscious programming specifically in relation to money. By comprehending the powerful influence of early conditioning on your financial mindset, you gain the necessary insight to identify and transcend any limiting beliefs or patterns that may hinder your financial growth.

 

Preparing to Ascertain Your Money Mindset: Unveiling the Four Categories

These mindsets serve as guideposts for understanding the patterns, habits, and thought processes that shape our financial reality. Let us now introduce you to these four categories:

  1. The Scarcity Mindset: Individuals with a scarcity mindset perceive money as scarce and elusive. They constantly worry about financial security, leading to frugal behavior, fear of spending, and an aversion to taking risks.
  2. The Survival Mindset: Those with a survival mindset view money as a means of basic survival rather than a tool for growth and abundance. Their focus is primarily on meeting immediate needs, making it challenging to envision a future beyond financial stability.
  3. The Comfort Mindset: Individuals embracing a comfort mindset prioritize stability and security. They strive for a comfortable lifestyle and are content with maintaining their current level of wealth. However, they often shy away from taking calculated risks that could lead to significant growth.
  4. The Abundance Mindset: Those with an abundance mindset recognize money as an abundant resource that flows freely and can be multiplied. They exude confidence in their ability to attract wealth and possess a mindset geared towards expansion, investment, and wealth creation.

Conclusion

You’ve taken the first step on your transformative journey towards financial empowerment by delving into the profound impact of your money mindset. In this blog, we explored the concept of money mindset and how it shapes your thoughts, feelings, and behaviors surrounding money. We also discovered that your money mindset is formed early in life through the influence of your primary caregivers and societal conditioning.

Recognizing the significance of your money mindset and its role in determining your financial outcomes is crucial. It allows you to assess your current beliefs, attitudes, and perspectives and identify any limitations that may be holding you back. By understanding the four distinct money mindsets—scarcity, survival, comfort, and abundance—you gain clarity on where you currently stand and can begin the journey of transformation.

Remember, your money mindset is not set in stone. It is a malleable aspect of your being that can be consciously reshaped and optimized for success. Get ready to embrace a new financial paradigm, unlock your true wealth potential, and embark on a journey towards lasting financial freedom. Your money mindset holds the key—let’s unlock it together.

A Poor mouth = A Poor life

Today we are going to be analyzing how having a poor mouth can lead to you having a poor life.

Speaking about lack

One of my mentors said to me once that a poor mouth ultimately leads to a poor life and I could not agree more; He explained that if you are someone who continuously talks about and dwells in the space of lack or scarcity in your life and in the lives of others then eventually you will realise that you end up manifesting this lack and scarcity for yourself. I find this so true because even as most people encourage being in alignment with what you want and being on a positive vibration, they end up forcing themselves to be artificially positive rather than address the core issues and reasons you currently do not have what you want. This is why even though outwardly you are saying ‘I love money, money loves me’ sometimes, other times you are saying internally ‘I hate money, I do not like money’, unconsciously you already have a lack and scarcity mindset. Hence, if your words and your normal conversations are centred around lack, then lack is what is going to be created in your current life.

Breaking free from negative programming

Every thought you have has its own vibration. These thoughts end up becoming words which become feelings which become actions and so on and each of these has its own separate vibration attached to it. Therefore it is your responsibility to stop your words the moment a negative thought runs through your mind and you are consciously aware of it. Most of us have been negatively programmed to view money in a certain way, whether it was from the environment we grew up in or from the way we have been raised to view wealthy people and money as a whole and this negative programming is what gives people the assumption that you have to work hard, get a job, you have to do this, you have to do that, in order for you to create money. So breaking free from this thought process requires you to become consciously aware of these negatives before you verbalise them and then break free from them before you can allow them to take root in your mind and become your reality; you keep your body and mind alert and repeat your intention and belief statements to yourself, declare positivity into your life with your own mouth and reverse these thoughts before they become words because usually, we find ourselves making these negative money thoughts unconsciously and letting them lead how we dwell in our wealth.


We recently had a launch for my Mastermind class and I usually extend invitations to people whose energies I believe are suited to this class. Sometimes I notice that there are people who are supposed to be a part of the Mastermind but are not and I soon discovered that it was usually the people who could afford the class that used negative language regarding it ‘I can’t afford it now’ ‘I don’t know how to do it now’ ‘I will do it later’ ‘I want to work with you but I want to have some money first’ and the truth is, the idea of creating your wealth requires that leap of faith to take action before you can realise the wealth and prosperity you desire in all the aspects of your life. From the outside looking in, it is obvious that the reason a lot of people are not reaching their true wealth is that they are continuously confessing negativity into their atmosphere and even though they listen to positive podcasts and read positive books, they are only doing the superficial work. You are not going deep into yourself to find out the root cause of these feelings and handle them the right way to truly manifest positive vibrations.

Keeping your thoughts and your mouth rich

Your life at the moment is a result of the various thoughts, ideas, and vibrations you gave out a few days, weeks, or months ago. The same way the reflection of the moon we see today is not actually what the moon looks like right now is the same way what is showing up for you in the physical world right now is a reflection of the thoughts and actions you made in your past. And unfortunately, what people fail to understand is that the trauma and delays of these past events have a direct impact on the amount of time it takes for you to have a thought on a subject and for it to send a vibration into the physical world. For example, if you have had a lot of money or finance-related trauma in the past, you will likely have a longer delay in your finances in the present. If you do not begin to align yourself with the reality you want and instead choose to only pay attention to the physical evidence of your past vibration then you will begin to believe that the manifestations you have made are not possible, nothing is working for you and that the universe is not supporting you. You begin to have a scarcity mindset and you start to use poor words to speak against yourself and against the vibrations for your future.

If your mouth is poor and you are using words that are keeping you in lack and scarcity, then your life will be full of lack and scarcity. This is where a lot of people end up getting stuck in their manifestation journeys; they attend a workshop, make plans to create new realities for themselves, spend the next few days making manifestations and sending signals into the universe, and then the moment the vibrations from the past due to their actions from a few days or months ago begin to actualize themselves in the physical world they begin to allow doubt and negative thoughts to creep in and cause negative vibrations for their future. To successfully reach these new realities of wealth that you have manifested for yourself, you need to be patient and have a rich mouth no matter what you are seeing externally in the physical world because what you are currently seeing are the thoughts and vibrations of your past and the thoughts and vibrations you make now whether positive or negative will be what affects your future tomorrow.

Conclusion

While we are in this physical world, we have been given all the tools to create the life of our dreams but to do this we have been instructed to be patient and to trust in the timing of divine energy. Unfortunately, most of us are impatient in this human form and we have trouble accepting that there is a delay between making your manifestation, aligning with what you want, and then seeing this want manifest externally in the physical world. This delay, however, is important because it allows you to reassess and make sure that you do want what you think you want as well as allows you to realign with that new reality you are manifesting. Sometimes we need this time to control our emotions and forgive people so we do not end up making future vibrations with angry thoughts and words.
The thoughts, feelings, and words you are making at the moment will become your reality in the next few days, weeks and months so remember to always think and speak positively into your atmosphere, no matter what you are seeing externally and you will meet positive desires. Watch and control the thoughts you have and the words you speak because these eventually become truths for you in the future.

Value yourself first before you become wealthy

Today we are going to be discussing why you need to value yourself first before you start to see your wealth.
During a recent session with my mastermind, we discussed the financial trauma of our pasts and how important it is for us to forgive ourselves for them and allow ourselves to move forward from said trauma. It was during this session that I realised how much pain and anger we as individuals hold against ourselves and how we set unrealistic standards for ourselves then get upset at ourselves for not meeting these standards.

Do you value yourself?

Generally, most of us do not see any reason to place value on ourselves and this is a terrible mentality to have when you are aiming to be wealthy. We never appreciate who we are and the unfortunate thing about this is if you do not have any value for yourself as a person then there will always be something missing in your life. No matter how much money you have, how many awards you receive, how many successful businesses you own, or whether you have a thriving family life, if you do not allow yourself to appreciate where you are now and what you are accomplishing then you will never truly be wealthy.

What is wealth?

Wealth is not determined by the amount of money you have in your bank account. Of course, I believe money should be one of your best friends; I am not going to be metaphysical and say ‘happiness is your wealth’ because having money is important, but truthfully there are many people who have a lot of wealth in their bank accounts and yet are still poor. To be truly wealthy, you have to have abundance in all areas of your life – your relationships, your health, your happiness, your mental health and of course your bank accounts. The true extent of your wealth does not stop at just making money so you cannot let money be your only focus in life; you cannot allow amassing money to be the source of your happiness. This realisation that there is more to wealth is what has allowed me to recognize the importance of appreciating who you are no matter the phase you are going through in your life.

You are valuable

During one of my workshops, I spoke on the difference between self-esteem and self-worth and I believe that self-esteem is something you continuously work on and strive to achieve while self-worth is independent of all your achievements, you need to make a conscious effort to accept that you are valuable just the way you are, no matter where you are in life. A pastor I listened to once explained that no matter what you have done or how much of a sinner you believe you are, God does not see you that way. Divine energy does not look down on you because you have sinned nor does Universal energy look down on you because you believe you have not lived up to your own expectations, no matter what the situation may be they are always supporting you and will always be there to guide you on the right path. Someone once told me that the universe is always trying to lead the right way no matter the wrong paths you have taken in the past, just like our satellite navigation system for example and how, when you take a wrong turn, she is always ready to readjust her directions and guide you back on your right path without looking down on you and criticising you for your mistake.
Similarly, Universal energy does not condemn you for the mistakes or wrong turns you have made in life and is always ready to put you back on the right track. There is nothing you can achieve that will make God or Universal energy love you more and there is nothing you can do that will make them hate you or dislike you either however that does not change karmic debt and the laws of sowing and reaping so if you are committing crimes or if you are attracting low vibrational energy then what you give is what you get back in return, that is universal and is the consequence of your own actions, not God punishing you.
As a child, my mother used to say that God loves us more than seventy mothers meaning God loves you seventy times more than your mother who already loves you more than anyone else in the world. This confused me because I remember thinking ‘If God loves me why does He punish me when I make a mistake? Why would God not forgive me when my mother can forgive me when I do something wrong?’ but now I have come to understand that there is a cause and effect for everything. God is not punishing you for doing wrong; rather, according to universal law, your actions and wrongdoings from the past are what come back and cause problems for you in the future. So in truth, you are punishing yourself later with your wrongdoings now.

Appreciate who you are

As human beings, criticising ourselves always comes so easily to us. Sometimes, even when we are doing things right we find reasons to look at the things we could have done better and criticise ourselves for them. You realise that you are constantly holding yourself to these ridiculously high expectations; asking yourself why you did not give a better presentation, whether you could have controlled your temper more, if you made all the right statements or wishing you were a better parent to your kids and this constant search for imperfections only makes you look down on yourself and see yourself negatively. Self-improvement is good, you should constantly strive to improve yourself and to remain in happiness and joy, not anger and frustration but you must also accept that you are a work in progress; if you were meant to be perfect, God would have made you that way.
We all have our individuality and our various quirks, our good, our bad, and our ugly’s but all these things are part of what makes us who we are now. The problem with the majority of us is we constantly look for our imperfections and shortcomings when really we need to accept that we are having a physical experience in a physical body and therefore will always have one shortcoming or the other. We are always going to make mistakes but what is most important is that we learn from these mistakes and not have unrealistic expectations of who we need to be or where we should be heading because these kinds of expectations are what hold us back from adequately loving ourselves and properly appreciating who we are as individuals.
This morning I woke up and I felt like I looked beautiful. My abusive ex-husband was a textbook narcissist and being married to him was the worst seven years of my life so it took me a long time to get where I am today but this morning, I looked in the mirror and told myself that I was beautiful and that I was gorgeous. And these were not affirmations, this was me appreciating my physical body for where she is now. Of course there are still things I would like to achieve, I still want to be a smaller size and I would still like to be healthier but overall I appreciated myself and I gave her all the love and compassion that I hardly ever showed her in the past. I found that I was always looking at my body when I was uncomfortable and it was in these uncomfortable moments that I focused on the negatives and found one imperfection or another with myself but now, especially recently, I tell myself how beautiful I am and I allow myself focus on the positive parts and the things I love about my physical body. I appreciate things about myself that I genuinely and truthfully love and refuse to let these negative imperfections make me feel less than who I am. I will always strive to improve and be a better version of myself but that does not change the fact that I am perfect just the way I am. There are so many things we can improve on in life and these things are ongoing but when you look in the mirror I want you to see yourself physically, emotionally, and spiritually, and be proud of who you are, no matter your emotional scars. When I look in the mirror I allow myself to see this strong independent woman and I love her and where she is now no matter what I have been through or the emotional scars that I have, I am extremely proud of myself and that’s how you need to be with yourself as well.
Nobody knows your story and no one knows what you have been through to get to this point except you so it is your responsibility to be your own best friend. The only relationship you know is going to be with you forever is the one you have with yourself; when we die, our physical bodies will remain in this dimension and only our spirits will cross over to the next one so you need to stop being so hard on yourself and criticising yourself. You need to stop beating your body up and instead, look at yourself in the mirror and show your body more love and gratitude.

Conclusion

Appreciate yourself for getting up every time you fell and for all the hardships you have overcome to get to where you are now and once you start recognizing that you are a miracle and you begin to recognize your higher self constantly telling you how amazing you are, you are going to see your life transform and you are going to start to appreciate yourself for the things you are currently taking for granted. You are amazing and you deserve all the miracles, abundance, and happiness heading your way and if you do not allow yourself to feel like you deserve everything that the universe has to offer then you will self-sabotage, in one form of your wealth or the other. Strive to be a better person than you were yesterday, to help more people today than you did yesterday, to control your emotions better than you did yesterday, and as always, continue to improve yourself daily. Build a better relationship with yourself and watch how having a healthy, happy relationship with yourself would raise your vibration and steer abundance and wealth in your direction.

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