Having a positive mindset towards life

Today we are talking about the need for a positive mindset for growing wealth and towards our life generally. This episode is really personal, coming from a place of pain, it really highlights the need for a positive mindset and how important it is. I don’t just talk the talk, I walk the walk as well which is why I mostly teach you through my experiences and as usual I’m going to be sharing an incident that happened in my life recently.

 

 

Why do you need a positive attitude and mindset in your life?

How you do one thing simply imitates the other areas of your life, it shows in how you do every other thing. In life events, the kind of mindset and energy you have around it makes your life journey a lot more interesting, more enjoyable and you are better equipped to deal with life’s uncertainties and unexpected circumstances and vice versa.

Recently, I was on a holiday to Turkey, I have not left the country since 2019 so the kids and I were really excited. We booked the trip and even my cousin agreed to come with us. I was looking forward to having some time off work because I’m constantly working on something, either with my kids or one of my numerous businesses that I run so I needed the time off mentally. I thought I could physically go and relax at the beach. So on the third day into our holiday, I got into a pretty major accident on on a quad biking excursion and I ended up at the hospital with both my knees in pretty bad shape and one of my knees had the flesh completely come off and I needed 20 plus stitches, it was a horrific accident. At that point when the accident took place, I actually thought I has lost my left knee, I thought it was broken.

This accident happened right at the end of the track on the ride and it was just very unfortunate but I celebrate this as a win for the way my children, my family and I dealt with it and the kind of mindset we had through it. This for me is an absolutely phenomenal win from where I’m standing because it showed how far I’ve come with dealing with adversity that come into my life unexpectedly at times.

While I had the unfortunate incident, my son was driving the buggy, not a quad bike and I chose the buggy because he literally wanted to drive it and he’s pretty amazing driver, he does Go karts all the time so driving the buggy was not a problem for him, he did it pretty well. It was just very unfortunate that the buggy skidded at the last minute and we had this major accident and at that time, I fainted because of the pain, it was too much for my body to take, my body went into shock and when I did come around, I saw my son crying his eyes out and being very apologetic, apologizing to me saying “Sorry mom, Sorry mom”. I remember telling him that mommy was fine, that it was just a scratch and I knew in my heart of hearts that it wasn’t but as I told him that, I was smiling as much as I could while I was conscious. I was even still smiling as we got to the hospital and just biting down the pain, I got stitched up and ended up being in a wheelchair for the remainder of the holiday.

At the moment, I’m still not very mobile because of the accident, I have had to take it easy and think about the stitches coming out. What I actually want to share with you today is how positively I took this. A different person could look at the situation and focus on how unfortunate the accident was, being that it happened on our first trip outside the country after two years but I completely saw it from a different perspective.

I am so grateful to divine energy that it wasn’t worse, my first initial fear was that I had lost my left knee but by the grace of God alhamdulillah, none of my bones were broken, I saw an orthopedic and I only had ligament issues so hopefully it won’t cause long-term implications. And another thing I’m grateful for was that my son was unharmed because he was sitting right next to me and I had this severe injury but my beautiful son escaped without a scratch on him. I felt this intense, immense wave of gratitude to divine energy that my son was fine, my bones were fine, It could have been a lot worse and also with my travel insurance, I was able to cover all the expenses that were required including seeing the doctors and the hospital bills, they were all taken care of by my insurance company and I was surrounded by such amazing people who take care of me.

My cousin being there was simply pure coincidence, she wasn’t going to come initially and I convinced her to come and she joined us last minute and I’m so grateful to her for being there to support me while I was in the hospital and also keeping my kids company because once I came back to the hotel after the accident, I wasn’t able to be mobile so she took the kids out and they were able to enjoy the holiday as well.

I also had people supporting me in the hotel, helping me come in and out of that wheelchair and moving around. I was given so much love and support that all I felt was gratitude. I remember relaying this story to my cousins and my other friends and realizing how intense my gratitude was to divine energy throughout this whole ordeal.

Not once was I ungrateful or felt as a victim. No why me, Not once was I even annoyed with the divine energy for this intense pain. I didn’t have any kind of negative feeling or emotion about this injury and that has shown me how far I’ve come from my journey which I started 6-10 years ago when the incident with my ex happened because we are all prone to having a bit of victim mentality, why me attitude but throughout this whole ordeal, I had nothing but gratitude to divine energy because it could have been a lot worse yet none of those things happened and if it was meant to be then it is meant to be, as Muslims we believe that some things are written in our kismet.

I could have been easily involved in a car accident in London and the injury could have come through the worst form but I had it in Turkey. It’s been nine days since it happened, I am still in a lot of pain, taking painkillers and not one part of me feels annoyed or upset, If anything my heart is overflowing with the amount of gratitude I can’t even express to divine energy for making the injury not as severe as it could have been and more importantly, providing me with support and ability to come home with ease and grace and making sure that my family was safe.

Now if we adopt this attitude towards everything that happens to us, in your businesses, in your lives, can you imagine how far that would take you? I always talk about how life isn’t happening to you but happening for you, everything that happens in your life happens for you on your behalf, it’s building you, it’s making you stronger, it’s making your character and doing something for you. In this instance especially, it really highlighted to me how far this ideology has been ingrained into my psyche, like I said earlier, it is not just about talking but also walking the walk.

Genuinely, not an atom of my being felt ungrateful when this incident happened, I was smiling and was grateful to the divine energy for making it not as severe as it could be, for saving my child and for all the support given to me through it, people really came out to support me, my staff, my family members, my brother picked me up from the airport. Everything was all done so seamlessly and I never felt alone, Divine energy was just supporting me, taking care of me every step of the way. If we can adopt this same ideology in our businesses, no supposed failure in your business would hold you back, you would always move forward and have a way out, you would always be grateful for all the things that are going right with your business. We all need to adopt this ideology because at any given time, things may not be working out, maybe a marketing strategy didn’t work or a partnership failed or certain petitions flopped and didn’t go according to plan but there is so much for you to be grateful for, find it and pull away from the despair, depression or anxiety.

Making good use of every situation

During this resting period, I had a number of things that I could really focus on but these two areas stand out to me the most and I’ll put in time and effort moving forward, I really found clarity. You will find goodness coming through whatever situation at hand because of your positive mindset, you will raise your vibration and attract more abundance and opportunities to yourself.

I analyzed this little incident that happened to me recently and the way my mind worked, I understood how amazing I am and how wonderful I handled it, I’m a work in progress that has so much more to work on but I have acknowledge this aspect of my life, for being the kind of person that I am working towards and behaving the way that I did. I didn’t even hold the buggy company responsible, yes they could have checked out their buggies and the tracks which I stressed out very clearly to them but I’m not blaming them. It was meant to happen so there’s no blame game.

There was no issue of any kind and I lived up to my expectation of myself and I’m really proud of myself for that. This has allowed me to realize that if I can deal with this in this manner, I can deal with any business issues or any disappointments in any of my businesses in a similar manner because I know that things could have been a lot worse but the divine energy always works for my good and the goodness of my heart.

This incident indicated to me how far I’ve grown as a person and how much I’ve developed in terms of my reliance on divine energy and how grateful I am for everything that comes my way. This is a kind of attitude I want you to adopt because I want you to be grateful for everything that happens in your life and note that there’s a higher being who’s keeping an eye out for you, that has your back and allows you to develop the kind of character you need in order to achieve your goals.

Conclusion

Go through life knowing that you are being supported by divine energy, at every given moment in time and this would give you hope and you would use your intuition to find out the best way for you to move forward in your business and continue working towards your wealth.

A positive attitude is so important, you need a positive attitude and outlook towards your life, and to take everything that comes to you in your stride, you need to see the obstacles as stepping stones to your destination to your wealth. We are all going to be on a journey and whenever you are close to achieving one goal, you’re going to set another goal and then another and that’s how life is. There is no final destination.

Bob Proctor once said “Goals are to help us grow, goals are to help us get. The getting is a side benefit; the growth is the real benefit”.

And that’s the growth that I want you to have, personal growth.

Do you want to know how to get rid of debt and finally live the life you’ve always wanted?

Most people are worried about debt. And most are always looking for ways to get rid of their debt. 

What most people don’t know is that debt has to do with your money mindset. It’s also related to the energy you assign to it. 

So today, we will be talking about how to get rid of debt and how to increase your wealth and abundance.

 

 

Good debt vs. Bad Debt 

 

What comes to mind when you hear the word debt? 

Most would have a negative notion when it comes to debt. But like money, debt can also be good or bad. 

The adage, “It takes money to make money” comes into play when we’re talking about debt, especially with business. 

If it helps you to increase your net worth, then it’s good debt. 

For example, getting a loan to pay for your college tuition can be considered as good debt. Investing in yourself and your education can help you get better chances at work later on. 

Your college degree can get you the edge you need to compete in the workplace. And getting higher degrees can also increase your chances of promotion later on. 

Getting a loan to start a business is also a good example of good debt. And so is getting debt for homeownership. 

On the other hand, bad debt involves borrowing money to purchase assets that depreciate your net worth. 

These purchases usually don’t generate income but rather become a liability. 

For some, it’s buying the latest mobile phones. For others, it’s the shopping spree. Some get new car models that cost tons of money. 

Probably the worst form of bad debt is credit cards. 

A credit card in itself is neutral. But the way you use it can go either way. 

Most of the time people who use a credit card think of it as an extension of their cash. What they don’t know is that the interest rate is much higher than the rates on consumer loans. 

This behavior causes more problems. Instead of getting out of debt, it makes it more difficult for people to pay off their loans. 

 

Debt and your money mindset 

 

 

In my years as a money mindset expert, I’ve encountered so many clients with debt problems. 

Almost all of them didn’t have problems creating money. Actually, they were good at it. 

The problem was, most of them couldn’t keep the money they make. 

Despite having a good job and a steady income, these clients still struggle with credit card debt. 

Some struggle to pay off their college debt or house loans. 

Some find themselves out of debt for some time. But a few months later, they see themselves in debt again. 

It’s an unfortunate cycle, and it’s something we see happening all the time. 

And the reason behind this isn’t about the debt itself. It’s all about your mindset around money. 

Your energy and emotions are connected with how you deal with debt and money. 

And the reason why you can’t get out of it is that you feel you still don’t deserve it.

There’s a lot of fear and shame about debt. This is also the reason why it’s so difficult to get out of debt. 

We are sensitive to how we deal with our finances. It can get difficult to talk about finances and be transparent about it because we fear judgment. 

Remember the three levels of the mind? We have the conscious mind, the subconscious mind, and the superconscious mind. 

[Read more about the three levels of the mind here: https://gullkhan.com/2020/08/30/the-conscious-mind/]

Your conscious mind may have helped you create wealth and abundance. But in your subconscious, there’s still a part of you that believes you’re not good enough. 

It’s possible that you still doubt yourself and your worth. 

That’s why it’s difficult for you to pay off existing debts. And that’s why debt becomes such a stressful thing to address. 

 

Why you can’t get rid of your debt 

 

Most of the people I spoke with about their debts often have to deal with the negative emotions they have around debt. 

Some feel shame and guilt for having so much debt. Others feel anxious and insecure about how much money they accumulated and how much debt they’ve gotten as well. 

They also fear being judged for not managing their finances and still have debt despite the increase in their income. 

Let’s take accountants for example. 

Most accountants are geniuses when it comes to fixing other people’s books and finances. 

But when it comes to their own, it’s a nightmare. 

 

 

This is because of the emotions they unconsciously attach to their own money and finances. 

Accountants can fix other people’s books because these books their emotions aren’t involved. Because of this, they can make logical decisions and come up with the best strategies. 

But when they deal with theirs, they are usually overcome with guilt, fear, and shame. 

If you’re not able to get rid of your debt, this means there’s still an energetic imprint of your past self. Your subconscious still believes you’re not worth the financial stability you so deserve. 

Negative feelings and emotions around debt are much stronger triggers compared to having savings. 

It can reflect deeper, darker shame and insecurities about ourselves. It can also trigger feelings of unworthiness and bring you down to lower vibrations. 

You might think of debt consciously or unconsciously and you might not be aware of these negative emotions. 

But when you focus on the anxiety caused by your debts, it will be what you manifest. 

This is also the reason why people can’t go beyond debt. Even if you clear your debt in a few months, your credit card would probably get maxed out again in a matter of time. 

 

Energy Clearings, Forgiveness, and Debt 

 

I’ve said it before and I’ll say it again. Your mindset and attitude around money is the product of all the experiences you’ve had in the past. 

Some of these beliefs may have been inherited from family and friends. Others may have been conditioned to you by society or other influences. 

But then, there’s also the universal law of money. Your wealth and abundance start with you. 

The same goes for debt. You have the power to take control of your finances and get rid of debt. 

A huge part of ending the debt cycle is to forgive yourself and clear your energy. 

Let’s talk about forgiveness first. 

 

 

Your relationship with money relates to your emotions. And most of the time, we have negative emotions attached to money and finances.

So I’d like to remind you that money is neutral. It shouldn’t bring you pain or shame. 

You assign this emotional attachment, and you also have the power to remove it. 

You need to realize that you are not your past mistakes. You need to learn how to move forward and reshape your thoughts and emotions around money. 

One way to do that is through gratitude.

Focusing on gratitude increases your vibrations. It also helps you focus on the good things and reframes your perception. 

Forgiveness can open doors and clear up the negative energy that you have. It helps you let go and prepares you for better opportunities. 

When it does, you’ll find new and creative ways on how to get rid of your debt. 

 

How to get out of debt quickly

 

I’m not saying that a credit card is evil. Having a good credit line is what we’re aiming for.

The point of all this is for you to learn how to spend your money wisely and get rid of the blocks that prevent you from growing your net worth. 

I also want you to become debt-free in the shortest amount of time. 

The goal is to pay off the debt as fast as possible. And find the best ways you can start. 

Here are some ways on how you can get rid of debt and how to find ways to get out of debt that works for you. 

 

Use your credit card wisely 

 

 

Look for a credit card with the best interest rate. 

If you can, find ones that have a zero interest rate option and minimum payments that fit your budget.  

You can also look at refinancing higher interest cards so you could get a lower interest rate. 

It also makes sense for you to pay off your credit card with the highest interest rate first. These cards cost you more money in the end, so make sure to deal with it first. 

 

Set a budget and stick to it 

 

Create a budget and cut costs in all aspects of your life. 

Do a budget audit and see which parts of your current expenses you can do without. Start with the stuff you do for entertainment. 

Are you still paying for cable? How many subscriptions do you have that you don’t use? 

Check your grocery list and see which ones you can do without. Look for brands you can replace with much cheaper options. 

Assess the way you spend and see which ones you can do without. Try and keep things simple and live frugally. 

 

Sell some of your stuff 

 

 

Another way to get out of debt is to sell your stuff to get extra cash. 

Selling can give you a win-win situation. It helps you clear our space and gives you a way to keep living frugally. 

It can also help you let go of the negative energy that comes with the stuff you buy. 

Some people use shopping as therapy. Others buy things to impress others and improve their social status. 

Whatever your reason is, letting go of what you buy to make room for yourself can bring you peace of mind. 

It can also help you manage your debts better. 

 

How do I get out of debt with no money

 

But Gull, how do I get rid of my debt when I don’t have enough money to pay for it? 

You know what? I’ve been there before. I know how it feels to have no money coming in despite my achievements and talents. 

And I’m not sharing these things with you to judge you or your lifestyle. 

It’s not easy to take care of maxed-out credit card bills. And it takes time to completely get out of debt. 

I’m telling you these things because it can be done. You can pay off all your bills on time. 

 

 

You can lessen your debts even without having the money. 

You can manage to pay off your college loan, that mortgage, and those past due credit card statements on your desk. 

And I can help you with that. 

All you have to do is follow three simple steps. 

1. Identify what you feel about money. Doing so will help you know what to change and how to change it. 
2. Create five accounts to help you let go of the guilt and shame you have around money. You can start with 1% for each account so you’ll have money to spend on debt, investment, larger purchases, or just to have fun.
3. Increase the percentage as you go. Start with 1% then go as high as 5% as more opportunities come.

Learn all about how to increase your cash flow and get rid of debt here: https://gullkhan.com/2020/08/22/cash-flow-mastery/

 

Conclusion

 

Learning how to get rid of debt takes more than having the money to pay off your debt. 

To get out of debt, you must first understand how you respond to it emotionally. 

When you understand it, you’ll be able to come up with the best and most logical solutions to get rid of debt. 

Listen to the full podcast below. 

 

 

Ready to change your money story? 

Join my Millionaire Mindset Makeover today. Register here: https://www.millionairemindsetmakeover.com/challenge 

Did you know that when you start to focus on yourself, good things happen?

Focusing on yourself gives you the chance to be grateful. And when you do, true abundance, wealth, and happiness happen.

Today, we’ll talk about how you can focus on yourself and tap into more opportunities for yourself and others.

Let’s get started.

 

 

What does focusing on yourself mean?

 

Most people usually think that focusing on yourself equates to narcissism. Some of us think it is selfish to just focus on you.

But that is not the case. It is actually about having a good sense of self-worth, self-esteem, and self-love.

Let’s define the differences between the three, so we have a better understanding of how we can achieve them.

 

 

Self-esteem is how you think others see you, while self-worth is how you see yourself.

Self-love is accepting who you are. Self-love is also making sure that your actions affect you positively. 

Let’s compare that to narcissism. Narcissism is thinking that we are above everyone else. 

Narcissistic Personality Disorder usually involves behaviors that often lack empathy and consideration for other people. They also often have an extreme and constant need for admiration. 

Narcissists also often use harmful behaviors to manipulate others into doing what they want.

This is exactly the opposite of what we mean.

Focusing on yourself means prioritizing your needs for your well-being.

 

 

Mothers often think of their families before themselves. And because of that, we often forget to focus on ourselves.

That’s why you often hear mothers talk of being too tired to do anything else.

We often forget that our self-worth defines the standards you set for ourselves. You create the space that’s supportive of your growth.

Loving yourself won’t let you get affected by negative things. Self-love reminds you of what you deserve and don’t.

So, if you know all of that, you can chase only the best opportunities that will create abundance for you.

You won’t let yourself fall into situations that will only make you lose wealth than gain wealth. 

Now, how do you make sure that you have a good sense of self-esteem, worth, and love? Focus on yourself. 

 

How can I just focus on myself?

 

But Gull, I do focus on myself. 

I get regular massages, I exercise, I try to eat healthily. And I do journaling to understand my thoughts.

But why hasn’t this created an abundance of wealth yet? 

The problem is, we often focus on other people’s success and measure it with ours.

We tend to create standards from how we see other people and from what we see in the media.

That’s the real struggle. How do we create our own standards that fit us?

Here are a few things that will help you boost your self and focus on yourself.

 

Receive with gratitude

 

Believe that whatever good you are receiving is what you deserve.

And then, be thankful rather than doubting your blessings. 

A lot of people always seem to think that if they don’t do enough to earn their greatness, but if you receive with gratitude then more of these things will come to you. 

 

Do things you love

 

Start investing time in your hobbies or learning something new.

Think of that one thing you didn’t do because you always say you don’t have time because you are too busy working on your job or business. Do that now.

When you make time for the things you love doing, you give yourself time to grow. You give yourself time to focus on what you truly want.

 

Journal

 

Write down your thoughts and feelings. List down affirmations and your best assets.

Take note of the things you’re thankful for each day.

 

 

Journaling gives you a safe space to write down anything you are too embarrassed to say out loud.

Tracking your behaviors and feelings will help you become aware of what you should be focusing on.

Focusing on gratitude gives you less time to think about the negative situations in your life.

You’ll notice how your focus will shift dramatically. Certain people and situations become less triggering.

And all of a sudden, these things start affecting how you act and feel, and it takes away the fact that you should’ve been focused on yourself instead.

 

Why is focusing on yourself important?

 

There are many benefits when you start focusing on improving yourself.

For starters, working on ourselves will help boost our self-esteem and that will lead us to believe that we deserve the abundance we receive.

We took a few reasons from Positivity Blog to tell us why it is so important to focus on yourself.

 

Self-love is empowering

 

We tend to adjust who we are based on our social media feeds.

We do this because we feel that this is what will make other people like us.

But that is not the case. You have to like who you are for people to like you. 

Liking yourself is power. Knowing yourself is strength.

This way no one can break who you are down. And those who try to aren’t the ones you should be surrounding yourselves with in the first place.

 

Limits negative emotions

 

 

Having great self-esteem will eliminate the need for other people’s validation.

When you always need to hear affirmations from others, the negative things will impact you greatly too.

Focusing on who you are and what you like about yourself will save you time that you spend feeling bad about yourself. 

This way life doesn’t have to be hard too. You can start living life just focusing on you because you don’t have to impress anyone else.

 

Your thoughts manifest into reality

 

If you think good about yourself, it is easy to feel good and think good about others too.

But if you look at yourself negatively, it will also manifest in the way you look at other people. 

You always have to look within and work on that before you can make others feel good too.

If you achieve these positive things into your life, it will be easy to manifest abundance because you will think that you deserve it.

It will be easy to receive abundance as well because you know your worth, and that is what the universe will give you. 

That is why focusing on yourself is so essential because by doing this you will block what is not serving you.

 

How do I focus on myself and be happy and abundant?

 

I haven’t watched the news in years.

It’s just too much information for me to absorb. The news will find a way to me if it’s really important

While some people find the need to keep updated with the news, I just feel like it’s not for me.

Sometimes you just have to let other people be. You can always agree to disagree and be fine with it. 

The people who knew me in the past nows how much I love discussions. I love picking brains and talking things out.

But as I grew older, I realized there’s no use in convincing others about changing their thoughts. Not everyone is going to be ready to accept what’s truly best for them.

And I’m at peace with that.

 

 

I don’t let other people’s opinions get to me.

The trick to this is being self-aware as well. Know what you believe in, and don’t let the negative comments get to you.

So be aware of the people you hang around with because they can affect how you think.

This doesn’t mean that you should start cutting out all the people in your life.  This just means that you have to be conscious of what information you retain from them.

According to Greater Good Magazine,  people feel more satisfied when they help others. And they feel more exhausted when they treat themselves.

I think that we live in a world where we think it is selfish to give ourselves what we want, but that is not the case. We should always find a balance of helping others but also helping ourselves.

This is our path to our happiness. And when we are happy, abundance will follow.

Read more about self-love and abundance here: https://gullkhan.com/2020/08/22/self-love-abundance/

 

Conclusion

 

Abundance starts when you focus on yourself.

When you do, you realize your own worth and focus on what’s truly important to you.

Then you notice the right things and opportunities that align with your mindset. And that’s where true wealth is.

Check out more about focusing on yourself in my podcast below.

 

Ready to change your money story?

Register to my Five-Day Millionaire Mindset Makeover Challenge here: https://www.millionairemindsetmakeover.com/challenge

I am an anomaly, and I’m proud of it. 

 

All my life I felt like I was going against the tide. I danced to the beat of my own drum. 

I made my own rules and I felt like I never fit in. And I like it that way. 

Being a misfit has made my life more interesting. And I am grateful for all the opportunities I got because I didn’t fit in.

 

I am an anomaly and this is my story 

 

For ten years, I’ve helped a lot of people improve their money story. I have helped people get unstuck and pursue their true passions. 

I’ve become an author and speaker. I’ve also become an intuitive life coach and an energy transformation expert. 

But all these achievements didn’t come easy. 

As I child, I’ve always had a hard time reading. In fact, I couldn’t read full sentences until I was in high school. 

It was only when I turned 19 when I learned I had severe dyslexia. That was when I understood why reading was so hard for me. 

Dyslexia is a learning disorder involving reading difficulty. People diagnosed with dyslexia often have problems identifying speech sounds. They also have a hard time decoding letters and words. 

It affects areas of the brain that process language. 

Dyslexic people usually have normal vision, but we need assistance and support. You can find out more about dyslexia here. 

Despite having dyslexia, I still managed to get good grades. It also didn’t stop me from getting into law school at Queen Mary, University of London.

I got the title of Barrister with Middle Temple as well as an Attorney with the New York Bar Association later on.

I lost my mother when I was 21. Eight months later, I also lost my younger cousin. He was like a little brother to me. 

I was devastated. I felt as if the world turned its back on me. 

Still, I faced my challenges head-on, continued with life. I pushed forward instead of backing down.

I started traveling the world and gaining new experiences. It was frowned upon in my culture, but I didn’t care.

I knew in my heart it will give me a better understanding of how people and the world worked. 

When the time came for me to settle down, I opted to go for an arranged marriage. 

It was an unexpected move, knowing that I was an independent and strong-willed woman. And yet I chose to follow tradition and married a Muslim man. 

I stood my ground and became a lawyer. Then I had two beautiful children.

Despite my success, I felt like something was missing. My soul was craving for purpose and I felt like I needed to move to another profession. 

So I left my comfortable nine-to-five job. Then I started a career as an Energy Transformation and Money Mindset Expert. 

I never looked back. 

 

Anomalies, Oddballs, and Misfits 

 

Have you ever felt awkward, or like you don’t fit into any cliches or groups?

Well, you’re not alone. 

 

 

Most of us struggle with fitting into cultural norms. From childhood to adolescence, we all try our best to make friends and connect with others.

We’ve all felt like we’re out of sync with our surroundings. And that’s fine. 

The good news is, most misfits and anomalies are actually more successful.

Merriam-webster defines anomaly as something different, peculiar, or not easily classified. It is also defined as a deviation from the common rule. 

We don’t fit in. We don’t follow the status quo. 

Years ago this trait would have been negative.

People expected you to go with the flow. The community ostracized you if you don’t follow the rules. 

But now, being an anomaly or a misfit means you have a different eye on things. 

It means you’re strong enough to hold your ground. Some may say you’re difficult. Others may say you’re the odd one out. 

But you have the potential to be great because of your strength and resilience. 

 

The Power of the Misfits 

 

You need to be resilient if you want to be successful in life. 

From learning in school, working a job, or starting your own business, you need to have a strong character. 

You’ll experience failure even before you become a success. And to do that, you need to be headstrong, yet flexible with your ways. 

That’s the power of the misfits. 

Artists, musicians, entrepreneurs. We were all told one thing: we can’t be successful at what we want to do. 

They say it’s going to be too hard. It will take a lot of time. Or worse, you’ll be dead before you reach success. 

My learning disability, my anomaly, has taught me a lot of lessons in life. It made me strive harder than anyone else. 

People expected me to fail because of my condition.  But in reality, these hardships and challenges made me want to succeed even more. 

The same goes for the most successful people we know of today. 

It is said that Freddie Mercury’s buck teeth helped make his voice unique. 

David Bowie had different colored eyes. This along with his voice made him stand out 

Pokemon inventor Satoshi Tajiri was diagnosed with Asperger’s Syndrome. And so was the great actor Sir Anthony Hopkins. 

Elon Musk, Jeff Bezos, and Sir Richard Branson were all misfits. Their crazy ideas changed the landscape of business as we know it. 

Tim Ferris has been beating odds as a child and battling Lyme disease too. Yet, he is one of the world’s best selling author who brought us the magic of The Four Hour Workweek. 

They all had different views that led them to discover new ways to improve the world as we know it. 

Friends and families would have laughed at their seemingly impossible goals. But in the end, they did the impossible. 

They embraced what made them different and accepted themselves for who they are. Because of that, they changed the world. 

That’s the power of the misfits. 

 

I make money with an anomaly

 

I am an anomaly. And I’ve embraced it fully. 

People have always had expectations of me, and somehow I always go beyond that. 

They expected me to fail because I was dyslexic. They thought I would turn my world upside down because of grief and loss. 

They thought I would stay at a corporate job as a lawyer forever. Naysayers said I would never become as successful as a coach. 

And yet, I am here, surviving and thriving. 

 

 

I’m living my best life and I also get to help others as a Money Mindset Expert. My unconventional techniques have helped them attract and manifest abundance in their lives. 

Read more about manifestation here.

I help my clients heal their money stories and do inner child work. We uncover the subconscious beliefs around money

And most of all, I help them create a guilt-free, abundant life. 

I want you to experience the same thing. 

This is your time to embrace your anomaly and start living a life of abundance. If you’re ready to make the change, be a part of my FREE 5-DAY Millionaire Mindset Makeover Challenge

Register here to join. 

 

Cash flow is an essential part of living.

Whether it’s for personal finance or business, you need to learn and understand how the money flows in and out of your life.

The problem is, most people avoid looking at their money. Because of this fear, they become adamant about learning how to improve their cash flow. 

So today, I will be talking about cash flow and how you could improve yours. 

Let’s get started. 

 

What is cash flow?

 

Cash flow is the movement of money and assets in your business, according to The Balance. 

Ideally, cash flow should go both ways. But if not done right, it can go right out of your hands.

Cash coming in from customers or clients is considered as accounts receivable. Money coming out in the form of payments like expenses, loans, and rent is called accounts payable. 

Accounts receivables are considered as business assets due to their value. It is the total amount owed to you for your products and services. 

On the other hand, accounts payable is all about the company’s obligations. If the payables outweigh the receivables, then it might mean you’re on a negative. 

The same goes for personal finance. 

As an individual, you should be doing cash flow analysis to see if you are truly doing well. This will also help you identify certain habits and beliefs you need to change to achieve abundance. 

 

Common Money Mistakes People Make 

 

We all have certain beliefs about money that affects the way we treat it. These beliefs also often dictate how abundance and wealth go into our lives. 

As a money mindset expert, I’ve spoken to so many people about their cash flow. And here are the top mistakes people often make. 

 

People avoid looking at their money

 

Some people are scared to look at their bank accounts. Some don’t even create a budget or monitor where their money goes. 

This behavior is also called financial denial. 

Most of the time, people with financial denial had early life experiences where they received mixed signals about money. 

They witnessed parents or guardians having issues with money. This results in a direct avoidance of money. 

They try to minimize money problems by refusing or denying to look at their bank statement and credit card bills. 

People who experience financial denial also experience guilt whenever they get money. 

They often have low self-esteem and have excessive risk aversions especially in investing activities. 

 

People are afraid of spending their money 

 

These people believe they don’t have enough money. Because of this, they resist spending if it’s not for necessities. 

While their bills are paid on time, they have a hard time spending money on what they like. 

They feel guilty about spending on things that make them happy. Because for them, money is not for fun. 

They also tend to stockpile money in order to feel a sense of security.

 

Compulsive Spenders 

 

This is one of the most recognizable money mistakes that people make. It’s also one of the most obvious disorder. 

These people spend too hastily. 

For them, shopping is a form of therapy. They spend to manage negative emotions such as depression and anxiety. 

They buy items even if they don’t need it. And even if they tell themselves to stop, they just can’t say no to the thrill of the next big sale. 

 

Financial Caregivers 

 

Also called financial enablers, these people always give others money whether they afford it or not. 

Financial caregivers often deal with children or extended family members. They often can’t say no whenever they’re asked for money. 

Most often it deals with parents who feel guilty for not spending time with their kids when they were younger. They may be using their wealth to make up for mistakes in the past. 

It’s also possible that they feel guilt or shame for having a better financial position in life.

Because of this, they are often put in an unfavorable position. It also stunts their family’s financial growth and independence. 

Learn more about money disorders here. 

 

Money blocks and financial flow 

 

It’s easy to think about wealth and money as something we use to get our wants and needs. 

The problem is, some find it difficult to create wealth and money because of certain beliefs they acquired growing up. 

Most of the beliefs we have about wealth and money come from people we trust. Some of them good, some bad. 

This creates an emotional connection between your subconscious mindset and money. This also causes blocks that prevent you from creating wealth and opportunities for yourself. 

So how do you know if you have a money block?

Here’s a quick task you can do. Take a piece of paper and pen, or a blank notepad on your computer and answer these questions: 

How does money make you feel? What did you hear about money growing up?  How do you feel when you get a sizeable amount of money?  What do you do when you get money?  How does saving money make you feel? How does spending money make you feel?

Check your answers and see how you respond. Do you see any shame or guilt? 

The ultimate goal is to create a healthy relationship with money. And to have a good cash flow, you need to unblock your money blocks first. 

Want to learn more about unblocking money blocks and limiting beliefs? Check out my previous post here. 

 

Understanding your personal cash flow

 

Changing your money habits can be a huge challenge. But it doesn’t mean can’t be done. 

Like anything you want to change, the first thing you need to do is to be aware of how you’re doing. 

That’s why doing a cash flow analysis will help you identify your financial condition. This will also help you determine the changes you need to do to welcome abundance in your life. 

A personal cash flow statement helps you measure the ins and outs of your assets. This will help you understand your cash flow for a specific time. 

The money that comes in includes your salaries and interest from savings accounts. It also includes investment dividends and capital gains from financial securities. 

On the other hand, cash outflow represents all the money that goes out of your account. It includes utility fees, rent and mortgage, groceries, and everything else. 

Doing this will help you see whether you have a negative or positive cash flow. 

Positive cash flow means you’ve got more money coming in than what you’re spending. Negative cash flow means you’re spending more than earning. 

Here’s a free cash flow statement template you can use to get started. 

 

Three steps to improving cash flow and abundance 

 

You will know when you’re ready for abundance and wealth when you accept your current financial situation. 

Here are three steps to help you spend your money to have more money. 

 

Step 1: Open five bank accounts 

 

Creating multiple bank accounts will help you achieve the clarity you need. 

Being transparent with money makes it easier to track. At the same time, you’re building the habit of savings. 

It also helps you enjoy the fruits of your labor and gets rid of the guilt you feel when you’re spending money. 

 

Step 2: Label your accounts accordingly

 

The second step helps you identify your priorities. It also helps you feel more deserving of the money you earn. 

So here are the five labels to give to your accounts. 

• Account for [Name} money – This is the money you dedicate for yourself and no one else. You also don’t spend nor share this amount. When the time is right, you can use this money to get investments like stocks and bonds. 

• Account for fun money – This account is for fun purchases you can make for yourself. You can use this money to buy yourself things to make you feel abundant. The money in this account shouldn’t be used to pay for bills or everyday expenses. 

• Account for large purchases – This account is dedicated to huge purchases like house, cars, phones, or anything that would take you at least six months to save up for. 

• Account for charity – This money is for helping others. You can use this account to share your blessings with the less fortunate. 
• Account for debt payment/investment – This account can be used to pay for credit cards and other debts. Once it’s been paid off, you can then use it for investing activities.

 

Step 3: Be consistent on transferring money to these accounts before spending 

 

How much do you need to actually save to be financially free? 

Here’s your quick guide. 

If you’re living from paycheck to paycheck, all you need to do is transfer 1% of your income to each of the accounts. This leaves you with at least 95% of your income for normal living expenses. 

Are you up to date with your bills but struggling to save? 

Take 3-5% of your income and transfer it to each of the accounts. You’ll still be left with 85% of your salary and still get to put in money to the bank.  

If you feel like you’re living a comfortable life, then you can manage with 6-10% of your income to the five accounts. 

This will leave you with at least 50- 70% of your income for daily expenses. 

These steps were designed to help you start saving as a habit while living a comfortable life. It will also help you create golden opportunities that will improve your cash flow. 

Ready to take your life to the next level? Book a call with me and get started today. 

You can also join our FREE five-day challenge called MILLIONAIRE MINDSET MAKEOVER. 

Sign up here for the waitlist.